Reply To: Curve and mortgage applications

[sturgeon]

Thanks all for some very insightful responses. I hadn’t even contemplated credit reports and the large balances. I was primarily concerned with lenders looking at my bank statements and wondering how I’m affording a £10k monthly Barclaycard spend which would appear beyond my means. This coupled with the balances showing on a credit report (even if I paid the balance immediately) is also a concern. Basically I’ll hold off as I anticipate purchasing a new home and remortgaging this year, and will hope this is even an avenue still available once that’s all sorted.