Reply To: Curve and mortgage applications

[JDB]

Wally1976 wrote:

sturgeon wrote:

I was primarily concerned with lenders looking at my bank statements and wondering how I’m affording a £10k monthly Barclaycard spend which would appear beyond my means.

I use an alternative current account to my main one for these purposes. One that also happens to give me a free magazine subscription or cinema tickets 😁

You should of course be disclosing this ‘other’ account which a competent mortgage company will
find anyway. In the way you describe it, the payments to your credit card would be easily visible from the account you are attempting to hide. I sincerely hope nobody follows your advice of being underhand about this as the cover up attempt can have serious consequences. If you need to deceive to obtain a mortgage, well…