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JDB 5,524 posts

@SamG Amex policy on quick fire applications changes and can be applicant specific, but in general we have seen them tighten criteria in the last 12 months.

Also, if you say your OH’s two years are up on 5 October, personally I would be very wary of applying on the following day with any great degree of confidence of getting the SUB. The cancellation date in Amex’s systems that determines SUB eligibility can be different from eg the date you called to cancel. The risk is that by cutting it too fine, you are then set back for a further two years for the sake of maybe a few days. I appreciate this isn’t ideal if you need to get both apps in before 10 Oct but those are risks of the game.

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