Reply To: Curve changes from November 10th

[rob-london]

phantomchickenz wrote:

rob-london wrote:

Been thinking about the ‘value’ of paying for Metal again, I downgraded a couple of months ago following the changes, but miss the doubling up opportunities. If I go for it, I am paying £180/year and could quite easily put £3k/month in Fronted and £1k/month in UK ATM withdrawals (charged to a earning underlying card) so worst case, 48k avios/year = £0.004 per Avios.

Think it makes sense?

What would you do with the ATM cash? I’ve been wondering the same and a bit concerned that depositing £1k/month back into a bank account might look suspicious, and spending it defeats the purpose if the spend would otherwise be on a credit card. Plus there’s the hassle of three separate ATM transactions a month due to the £400 limit per withdrawal

My Curve ATM limit is much higher than £400. And I would use the cash to pay off some other bills, like energy, groceries, cleaner, etc.

Also – suspicious or not, you’re don’t doing anything wrong here, so should a bank/tax man get suspicious, every single transaction is recorded so its pretty simple to answer the question if asked.