Reply To: Insurance value of Avios

[memesweeper]

Ihar wrote:

The whole point of insurance is “making you whole” –

They can’t make you whole unless you buy the Avios. If you don’t IMHO you have nothing to claim.

Otherwise an insurance claim with an award flight for repatriation is a convenient way to sell surplus Avios for 1.6p.

Two questions for the OP

Did you get permission to return early? Typically this is only done if you need treatment at home (ie not just because you are disinclined to continue the trip due to accident/illness).

Why did you complicate things and not just buy a cash ticket?