Reply To: Replacing Platinum benefits

[Travel Strong]

None of these replies are on topic for the thread!

As the OP stated, there are loads of posts of ‘this is how much I saved’ elsewhere already. The topic here is how and how much to replace the some of the benefits.

Example: Travel insurance and lounge passes via other cards (LLoyds), or using the free ones on Gold.

Or the fact that many of the ‘offers’ (Plat dining and HN credits aside) are likely available on other cards.

Anyway – here’s one on topic: Virgin Flying club Hertz discount CDP is *almost* as much discount as Amex Platinum CDP, and available to anyone to use. I’ve yet to find anything better than those 2 codes.

Hire car excess insurance can be very cheap indeed, I think I only need one trip in Europe this year, so paid £11 for that (and got topcashback). And in the USA I love the CDW too much to try and avoid it, so I need no excess insurance for the USA.

And that HSBC Premier insurance was a very welcome discovery. £0!