Reply To: Amex Platinum benefits into 2025

[Caps44]

Alexthenotsogreat wrote:

Caps44 wrote:

Also worth noting that Travel Insurance is moving to Europe Assist, and they don’t allow you to postpone your trip, they have the standard reimburse if you need to cancel. I renewed in August, will likely wait for my next retention offer next year and then cancel.

I think the move to Europ Assistance is a particularly bad one – and I hadn’t realised there were negative changes to coverage. They are considerably less well regarded in the insurance circles I (tangentially) move in. Definitely not a change driven by anything other than cost reduction and not an insurer I would pick for a premium product.

The postponing benefit is so so useful, especially if you have booked well in advance at cheap prices, then your child is unwell and you would like to move everything by 3 days. With the current AMEX insurance you can, and imagine the cost to book a holiday at short notice! With Europe Assist, you can’t just get your original money back! Big downgrade!