Reply To: Rejected 3x this year for The Platinum Card

[davefl]

TGLoyalty wrote:

davefl wrote:

BBbetter wrote:

Crey wrote:

Hi

Always is the internal scoring issue. Never missed a payment plus have 999 credit score.

Do you expect Amex to get the score from you? Obviously it’s the internal score.

External scores like 999 are irrelevant for new credit applications as banks don’t use them.

Amex specifically say on the rejection email that my experian credit score was the major factor in the decision.

Re read it as it would have said the information the credit agencies such as Experian hold on file about you. The score is Experians info Amex don’t use their scoring for anything.

Quoting from the email – In particular our decision was influenced by information in your credit report. So not my 999 score but information from Experian in my “credit report”

Following that is a link to get my report from Experian.

I obtained my credit report and there’s not a single thing in there that could be a red flag.