Reply To: Travel insurance not what it seems

[JDB]

olisl wrote:

Silly question – if i have meds for high blood pressure, does it make sense to get a standalone policy for me and use the amex one for the rest of my family?

That’s one option, but I guess you need to be sure the Plat card still adds up when you have to buy a separate policy for yourself. If you qualify for HSBC Premier, the free travel insurance that comes with that account allows high blood pressure as a pre-existing condition. It offers family cover and some sections like travel disruption/inconvenience are better than Plat.

The packaged policies from Nationwide Flex and Virgin Money (now part of NW) are pretty good – the former will charge around £50 extra for high BP but it does include things like AA if you are paying for breakdown cover.

Amex has rather cheekily relaunched standalone travel policies suggesting Plat cardholders with pre-existing conditions might like to buy one… poor form.