Maximise your Avios, air miles and hotel points

memesweeper 1,492 posts

I could see some utility in going up to one of the paid tiers, but I’m not going to be putting loads of spending through it.

The 20x points is a multiplier of your base rate, right? So I’d get 0.1 x 20 = 2 Revpoints/ £ on the free tier, and if I was on Ultra it’s 1 x 20 = 20 Revpoints/ £?

If you are about to drop some serious money onto one of their 10x or 20x retailers then the Ultra plan can be worth it just for the points. But if you mainly spend on 1x retailers then I think you need to get value from the rest of the proposition to justify the fees IMHO.

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