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Although I’ve dropped to Platinum, I’m not that bothered. We spent 3 months travelling around South America towards the end of last year and only stayed in 3 chain hotels and that was for convenience (close to airports). The remainder were small, local hotels or self catering.
We have had a few bad experiences with last minute cancellations with Airbnb, especially at weekends. It got to the point we were booking hotels for the same period with free cancellation, just to ensure we had somewhere to stay, so tend not to use them any more.
We have a property in the Scottish Highlands that we used to rent out. There was so much damage and pilfering on a weekly basis, that we gave up renting it out before Covid. Every season false negative comments were made on the rental website we used and OH would often get calls from the company saying people wanted a discount because of a, b or c. Since Highlands council introduced their property licence scheme for holiday homes, a lot more owners have ceased renting out their properties. It’s just not worth the hassle.
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