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Forums Payment cards American Express Amex Platinum car rental insurance benefits

  • 46 posts

    Does anyone know if the Amex car rental insurance will cover the hire of an electric vehicle in the UK (domestic rental)? I think the value of the car is £50k+.

    Secondly, my understanding is that for the cover to apply, it’s not necessary for the car rental to be paid on your Amex Platinum card?

    436 posts

    Well it’s capped at 50K

    CAR RENTAL BENEFITS – THEFT, DAMAGE
    AND LIABILITY (CEG)
    ✓ £50,000 for theft or damage to vehicle (including any
    applicable excess).
    ✓ £50,000 (US$1 million in USA) for damage to another person
    or their property.

    Not sure, I usually pay with my BA Amex, os at least there’s any Amex in the equation.

    HfP Staff
    2,769 posts

    No need to pay on Amex, no.

    72 posts

    On this topic – does anyone know if external accommodation needs to be booked in order for the amex plat car rental insurance to be valid in the UK?

    My reading of the clause suggests not, and I have checked with a few friends who think the same (we’re all lawyers so supposedly can read legal drafting reasonably well). Still, if anyone has real-world experience it would be appreciated.

    53 posts

    On this topic – does anyone know if external accommodation needs to be booked in order for the amex plat car rental insurance to be valid in the UK?

    On the phone with the Platinum Insurance team I was told no need for external accom to be booked. Never sure how reliable these reps are though, so would be good to hear anyone’s experiences, particularly with things like Zipcar/car clubs.

    927 posts

    Although not needing to use the Amex, when we produced our plat last month
    in Florida, it totally ruled out the insurance hard sell that I’d been steeling myself up for!

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