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Almost half way through the year and yet no indication whether Amex will continue the dining credit or Harvey Nicks credits? Anyone heard otherwise?
Nope.
Amex sent a survey the other day asking us if we’d like a coffee subscription in the Amex Platinum package (!!), so I guess this is what we have to look forward to now.
¯\_(ツ)_/¯
@Caps44 – the dining credits are time limited but the the HN credit is now theoretically open ended, but I agree it’s odd and very poor that Amex still can’t commit beyond the end of this year.
What I don’t agree is the thread title created referring to these as ‘perks’! Amex is just giving you back your own money as long as you spend it in a few specific locations (many pretty rubbish) of their choosing and pay their FX fee. How is that a ‘perk’?
By that logic, no idea why Rob calls them credits when they should be highlighted as refunds.
They could update these credits/perks when they probably announce the end of pre-rata fee refunds. Poor from them not to have this updated.
I would like to see Amazon Prime included as part of Amex Gold instead of Deliveroo!
I think if they were going to extend the dining credit, they would have done so by now….seems odd.
By that logic, no idea why Rob calls them credits when they should be highlighted as refunds.
It is certainly a strange product. Amex has to price it high so as to give the product a veneer being fancy/exclusive/good or whatever, so it’s more than twice the price of the other two big paid UK Amex cards. They then hand back (albeit in slightly funny money) roughly 60% of the £650 to make the net fee less than the new BAPP fee and a bit more than PRG and reward the exclusive Platinum holder with lower reward earnings and some very non exclusive middle of the road benefits.
By that logic, no idea why Rob calls them credits when they should be highlighted as refunds.
They aren’t refunds as any points earned on the underlying spend aren’t clawed back when the credit is applied. And the credit doesn’t count against any spend target, which a refund would.
By that logic, no idea why Rob calls them credits when they should be highlighted as refunds.
They aren’t refunds as any points earned on the underlying spend aren’t clawed back when the credit is applied. And the credit doesn’t count against any spend target, which a refund would.
Those technicalities notwithstanding, the dining/HN credits are a de facto refund of the fee which could otherwise not remotely be justified. The retentions are another de facto refund of the fee which some agents openly state as being a refund of x% although they only say it’s a refund of £x being based on the statement credit rate. Both say more about the worth of the product than any words.
@JDB hence the lack of guilt for a churn and burn strategy while pro rata refunds last!
I suspect (ahem) that dining will continue and HN will not.
I suspect (ahem) that dining will continue and HN will not.
I wonder if it will be enhanced away or replaced by something ‘better’?
I suspect (ahem) that dining will continue and HN will not.
I assume the pro-rate refund on the AF will come in on the day the HN perk gets stopped.
Also if the dining is continuing (Ahem), I wonder if they will remove the international part, as other countries such as France have just provided it for domestic.
They could go up to £200?
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