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Forums Payment cards American Express Avios/Amex Spend For Rent

  • 4 posts

    I’m wondering if I pay my rent with my Amex will it give me the avios as a normal transaction. I would send the money as cash (to pay rent) through PayPal via my Amex card so am curious if I’m missing something here? Effectively 1. Is it manufactured spending or 2. In the Uk, are PayPal cash transactions not subject to bonus/spend requirements etc.

    11,630 posts

    It’s not MS per se but doing it regularly might annoy Amex and/or Paypal and find your accounts being closed down.

    8 posts

    from what I’ve read Amex are clamping down on sending cash via PayPal and ive heard people mentioning they have had cards cancelled for this

    HfP Staff
    2,856 posts

    If you’re sending it as a Friends & Family payment then you’re likely to be in trouble. If your landlord is willing to pay the PayPal fees and receive it as a business payment (or you are willing to pay the fee on top, but this makes no sense unless triggering a 2-4-1) then everything should be fine.

    4 posts

    If you’re sending it as a Friends & Family payment then you’re likely to be in trouble. If your landlord is willing to pay the PayPal fees and receive it as a business payment (or you are willing to pay the fee on top, but this makes no sense unless triggering a 2-4-1) then everything should be fine.

    Makes sense. I suppose my further point to this would be does this change if my housemate pays the rent (via bank transfer) but I pay them my half using Amex through PayPal? Or is this just an almost guaranteed way to get myself banned.

    1,507 posts

    Why can’t the letting agent accept a Mastercard payment online? And avoid the step through Paypal.

    4 posts

    Why can’t the letting agent accept a Mastercard payment online? And avoid the step through Paypal.

    This is specifically about amex payments.

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