-
I just discovered that Amex UK hasn’t entirely ditched charge cards for credit cards – the Basic Card is still a charge card.
I’d prefer to have a Platinum Charge rather than Credit Card (yes, am aware of the various drawbacks such as loss of consumer protections legislation), mainly since the charge card offers an additional card for the main cardholder (e.g. to separate expenses) as well as multiple complimentary supplementary cardholders.Is there a route of getting a Basic (charge) Card and upgrade it to a Platinum Charge card? Or are Platinum Charge cards legacy and only kept for existing Platinum charge cardholders?
I just discovered that Amex UK hasn’t entirely ditched charge cards for credit cards – the Basic Card is still a charge card.
I’d prefer to have a Platinum Charge rather than Credit Card (yes, am aware of the various drawbacks such as loss of consumer protections legislation), mainly since the charge card offers an additional card for the main cardholder (e.g. to separate expenses) as well as multiple complimentary supplementary cardholders.Is there a route of getting a Basic (charge) Card and upgrade it to a Platinum Charge card? Or are Platinum Charge cards legacy and only kept for existing Platinum charge cardholders?
AIUI only cards which are the same type (Credit/Charge) and earn the same currency (MR/Avios/Cashback) can be changed to one another.
This means you can change from BA free to BAPP (if they let you), but you can’t change from BAPP to Cashback or Nectar to Marriott.
I don’t entirely know if ‘earns nothing’ counts as ‘any’ or a non-earning currency of its own, but I suspect the latter.
You wouldn’t be able to upgrade to platinum charge.
When I downgraded from platinum charge, I was only offered green charge as the lowest that I can go to. I do retain the option of going back to gold charge or platinum charge.
The reason being is that the basic card is not a MR card.
Both BA Amex cards allow up to 5 free supp cards
Does the Gold charge card offer all the same benefits as the Gold credit card?
Found the answer in Rob’s article from the 16th July. Don’t thing I’ll be swapping from a charge card to a credit card anytime soon though.
- You must be logged in to reply to this topic.
Popular articles this week:
