Maximise your Avios, air miles and hotel points

Forums Payment cards Other payment cards Best way re larger purchase on a reward card over > 1 month period

  • 50 posts

    So we are moving house and having to get some
    Work done immediately to it – essentially between exchange and completion – we will have a specific contract drawn up for this period. The work is 30k of which the deposit is half. I plan to use section 75 protection (max limit I know) and put at least some of it in a card. The rest can be bank transfer if required.

    Now the rub is that the money to pay it off comes from the house move and so there’s a crossover period which is over a month maybe 2. I don’t want to be in a position due to a delay when I suddenly an staring down a 15k bill without the money being there so I need to future proof it for a bit longer like up to 3 months.

    I have most of the cards on here – multiple Amex, virgin, hsbc, Barclaycard, curve etc all with suitable limits but was wanting to use the collective wisdom of HFP to try and avoid a fee or getting a purchase card that i don’t earn anything on neither?

    Suggestions?
    Cheers,
    R

    156 posts

    Bluechain may be helpful in this scenario?

    1,089 posts

    You could put it on a Reward card, probably not an Amex, and then transfer it to 0% card offer thereafter. You could put up to £5,000 through Curve and go Back in Time prior to the payment date.

    156 posts

    The Chase credit card has 0% interest for 15 months, so might work?

  • You must be logged in to reply to this topic.

The UK's biggest frequent flyer website uses cookies, which you can block via your browser settings. Continuing implies your consent to this policy. Our privacy policy is here.