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I have a sizeable Curve Cash balance following some chunky Laithwaites purchases. Would an ATM withdrawal below my Curve Cash balance, draw from it or the selected underlying card?
If this was an FX ATM withdrawal, does that impact the answer?
- This topic was modified 55 years, 4 months ago by .
No idea, but I’d just top-up my Amazon account – much easier since you can specify the exact amount to top-up.
You can’t withdraw curve cash at an ATM
Thank you both
You need to spend it, I am in a similar boat. The problem is that 2/3rd of my Cash transactions are declined, and a ‘hold’ remains on your balance which never clears without manual intervention,
The trick to Curve cash is to use it aggressively “little and often”… I use it in corner shops, independent coffee shops, Co-op and Greggs for tiny sub-£5 (mostly sub-£2) transactions that won’t pick up material points/cashback anywhere else. Never carry/use cash. Never feel guilty for using a card, even if you are just buying a bottle of water
The main faff is having to go into the app and change to Cash and then change back again. The main risk is certain retailers (mainly Greggs, at the weekend, IME) that don’t take the transaction when you make it, but deduct it at some random point a few days later; and then the fact that Cash doesn’t work with Go Back In Time
The last time I had a cash balance, I used it in full and simply topped up my Amazon account in one go. From what everyone has said, it sounds like that would probably the easiest and most straightforward way.
Exactly. If you use Amazon, just top up your account with that amount and no need to faff around with other strategies.
Why would you pay for water in the UK?
I used it to pay vanguard fees when it worked, other options are octopus energy or oyster top up (or just use it to travel if you pay full price and don’t need Mon-Sun cap). Also if your balance is low, curve sometimes doesn’t charge you the rest…
All those people using Curve Cash for Amazon (or TfL) – surely it’s already one of your Curve cash rewards retailers? Why would you use Curve cash when you can get 1% back by paying? Or use your Amazon Mastercard instead? Better to use Curve Cash where no better rewards are possible surely?
Not everyone pays for Curve, you know?
Anyhow, even if you have cashback available on Amazon, it’s not like the extra effort to use Curve cash cannot justify losing 1%.All those people using Curve Cash for Amazon (or TfL) – surely it’s already one of your Curve cash rewards retailers? Why would you use Curve cash when you can get 1% back by paying? Or use your Amazon Mastercard instead? Better to use Curve Cash where no better rewards are possible surely?
My curve has the 1.5% Cashback on the original retailers which are boots, wilko, halfords, Argos and about 20 others which I don’t go to. No Amazon (which I am boycotting as far as possible) and TfL there are other ways of saving much more than 1%
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