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Forums Payment cards Barclaycard Avios Curve (not fronted) and Barclaycard Avios – any risks?

  • 52 posts

    Hi All

    I am new (or late) to the Curve game here. I can see that Hargreves and Lansdown accept Curve as a debit card payment for adding money into SIPPs or ISAs.

    Using Curve, linked to Barclaycard Avios seems like a no brainer.

    Does anyone have experience oof Barclaycard not liking Curve (non-fronted) payments?

    Thanks in advance!

    1,048 posts

    HL won’t work without fronted.

    842 posts

    I mean, if such an MS route existed, we’d abuse it in such a way that HL would shut it down in two days, and then we’d open up a thread here and create 86 pages of a discussion!

    1,058 posts

    Late to the party? My God, you’ve arrived just in time to help clear up!

    52 posts

    Ah – I didn’t realise it needs to be Fronted. I’ve just moved ISAs to HL so wanted some views – thank you all. However, yup perhaps that party is ending at some point 🙁

    I more wanted to know if this would be frowned upon by Barclays rather than HL

    203 posts

    I mean, if such an MS route existed, we’d abuse it in such a way that HL would shut it down in two days, and then we’d open up a thread here and create 86 pages of a discussion!

    😂😂😂😂😂

    144 posts

    I moved money into Interactive Investor via Curve/Barclaycard without Fronted.

    842 posts

    Now we’re talking

    295 posts

    Careful – this worked for me for a couple of goes.

    Then II closed my account.

    9 posts

    I mean, if such an MS route existed, we’d abuse it in such a way that HL would shut it down in two days, and then we’d open up a thread here and create 86 pages of a discussion!

    I’ve used curve with HL for years, and never fronted. And still do.

    221 posts

    HL fees are quite a bit higher than Vanguard or ii – the level of MS you would need to do just to make up for the difference in net returns would be huge.

    842 posts

    HL never worked for me non-fronted.

    1,468 posts

    I managed to do vanguard once and then it stopped working forever

    180 posts

    I mean, if such an MS route existed, we’d abuse it in such a way that HL would shut it down in two days, and then we’d open up a thread here and create 86 pages of a discussion!

    I use Curve without fronted to fund my Interactive Investor account and have done for the past 3 or 4 financial years (to the £20k ISA limit). A few years ago I funded significantly beyond that when I wanted to make some purchases outside the ISA. It’s not manufactured spend though, it’s simply using Curve for spend that I would otherwise do with a debit card. I’ve never withdrawn from Interactive Investor.

    23 posts

    I mean, if such an MS route existed, we’d abuse it in such a way that HL would shut it down in two days, and then we’d open up a thread here and create 86 pages of a discussion!

    I use Curve without fronted to fund my Interactive Investor account and have done for the past 3 or 4 financial years (to the £20k ISA limit). A few years ago I funded significantly beyond that when I wanted to make some purchases outside the ISA. It’s not manufactured spend though, it’s simply using Curve for spend that I would otherwise do with a debit card. I’ve never withdrawn from Interactive Investor.

    Out of interest, which debit/credit card have you been using for this (behind Curve)? I’d like to do something similar but the various rules and limits etc. are extremely confusing. E.g. the Virgin card charges a cash advance fee for using via Curve. How do we find out which credit/debit cards allow this fee-free? I’m considering paying into II via Curve/Plutus.

    23 posts

    Careful – this worked for me for a couple of goes.

    Then II closed my account.

    Interesting, did they give any explanation for closing it? If it wasn’t allowed, surely they would have warned you first, rather than close it straight away. Also, which card did you use for this behind Curve?

    1,058 posts

    For crying out loud, why ask all these stupid questions, @rr2005? These days if a route works no one with an ounce of sense would share it here.

    Its trial and error. Try a route with a small amount, if it doesn’t work then try another route. If you’re lucky to find a route that works then keep it to yourself.

    391 posts

    Couldn’t agree more @Harrier25. Imbeciles.

    391 posts

    Also remember the new 1% high risk fee recently introduced by Curve covering such transactions.

    6,653 posts

    For crying out loud, why ask all these stupid questions, @rr2005? These days if a route works no one with an ounce of sense would share it here.

    Its trial and error. Try a route with a small amount, if it doesn’t work then try another route. If you’re lucky to find a route that works then keep it to yourself.


    @rr2005
    – you just need to try all the car door handles in the street, just don’t tell anyone and make sure there’s no CCTV. One of them may open and Bob’s your uncle.

    23 posts

    @Harrier25 – ok keep your hair on 🙂

    Honestly I didn’t even know this was a thing so just trying to learn more about it. Anyway, I hear you, thanks all 🙂

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