-
I, a UK-residing US-frequenting individual, have a USD account with Chase, but it was an utter nightmare to set up as – exactly as BA Flyer says – I am not a US taxpayer and therefore have no SSN. Each year, I have to spend a while on the phone with my US accountant and the IRS whilst they confirm that, despite all the paperwork existing to prove I live in a country with a tax treaty, I am not – in fact – resident in the US for tax purposes, and therefore am exempt from taxes. I then have to pay my accountant for the privilege of doing this.
I assume this is because you have a TIN? Could you elaborate more on what tax reporting requirements are if you’re not living there, don’t have income there when having a TIN? I’m probably in a similar sort of situation.
You don’t need to be a U.S. resident or have a tax number to apply for a U.S. credit card. With Amex Global Transfer all you need is an address in the U.S. to post your card to and a U.S. phone number. This is how most overseas people start entering the U.S. credit card game, including me
You wouldn’t be eligible for the lucrative signups bonuses, and wouldn’t be able to apply for another card (Amex or otherwise) without a SSN/TIN though which defeats the purpose.
Untrue as SSN is never mandatory for Amex applications. Just apply over the phone and explain that you don’t have it. You can apply for as many Amex cards this way as you want.
It’s very easy to get an ITIN if you want to apply for Chase or other banks’ cards.
Looking on the Amex US website application, there is a checkbox to make the SSN optional.
If I apply for a US amex does that give me a separate MR account to my UK amex? Additionally can I transfer MR points to a UK BAEC?
If I apply for a US amex does that give me a separate MR account to my UK amex? Additionally can I transfer MR points to a UK BAEC?
Yes and yes.
If I apply for a US amex does that give me a separate MR account to my UK amex? Additionally can I transfer MR points to a UK BAEC?
Yes and yes.
Thank you very much. Will try applying for a US card and see if I can get the churn going.
- You must be logged in to reply to this topic.
Popular articles this week:
