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Forums Payment cards American Express Incentinves not to downgrade

  • 14 posts

    Sorry if this has been mentioned elsewhere but:

    I used a promotion last year to upgrade to a personal Platinum card. It was worth it for the bonus points but not worth retaining. I could in theory have cancelled and got a pro-rata fee refund but I never got around to it, and yesterday was the card anniversary.

    Not wanting to pay the fee without the bonus I used the chat function on the website to request a downgrade to Gold, and they instead offered me 50k points to keep the card which seems like a very good deal (and I accepted it).

    Has anyone else had this?

    1,037 posts
    14 posts

    Ah, I searched for the wrong phrases – didn’t think of retention!

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