New to Amex, Business Platinum declined :(
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Forums › Payment cards › American Express › New to Amex, Business Platinum declined :(
I have 72k turnover in my business (it’s been one year ) 38k other income from my day job.
One other credit card but have only used it a handful of times.
Checked my credit score via Lloyds app which says I have 628/710 which is deemed excellent?
How do people get over 710 when it seems this is the maximum?
Do you think it’s worth applying for the personal platinum or should I wait a while.
Your credit score is meaningless. No one sees or cares about it but you (and you shouldn’t either for that matter).
Turnover is also not a useful measurement. Profit is key. The fact your business has only been running one year is against you as well.
There’s an eligibility checker. I’d recommend using that and having a look at the likelihood of acceptance it spits out.
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