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Hi,
I will be flying to Asia for 3 months in May and have just booked flights (from London and returning to London) with Qatar using MC to pay. My will likely be travelling around Asia during those 3 months – if I book those flights using the platinum amex, would insurance cover the destinations I fly to?
TIA
Have a read of the insurance docs, some things require you to pay with the card others do not. Medical insurance do not need you to pay with card, nor does rental car insurance. But I think flight related do. Your question was not specific as to what at the destination were you worried about. There is a long thread on insurance that is worth reading too.
Maximum trip length for cover is 90 days. You should count whether your 3 months will exceed that.
Maximum trip length for cover is 90 days. You should count whether your 3 months will exceed that.
Yes, and if the trip longer than 90 days, it means the insurance is not valid, not that it works for the first 90 days only.
Isnt there a rule that you have to prove that the retailer couldnt have accepted amex at the time of booking – can this be proven?
Isnt there a rule that you have to prove that the retailer couldnt have accepted amex at the time of booking – can this be proven?
Good point, but the post implied they could have paid it using amex…
Maximum trip length for cover is 90 days. You should count whether your 3 months will exceed that.
Yes, and if the trip longer than 90 days, it means the insurance is not valid, not that it works for the first 90 days only.
This where HSBC Premier is better. You can purchase add on travel insurance for more days. Not so cheap, but given that they are on par or better than Amex in terms of comprehensiveness and very quick when claiming I think it’s worth it.
Thanks all! for flight related my questioning was more – London to Asia (paid via Mastercard is not covered by insurance) but would any subsequent flights within Asia be covered if paid for using Amex card?
Thanks all! for flight related my questioning was more – London to Asia (paid via Mastercard is not covered by insurance) but would any subsequent flights within Asia be covered if paid for using Amex card?
You should check with Amex – technically trips (per their definition) need to start and finish in your country of residence which might not apply here in their eyes.
I agree you need to check directly for this scenario. I claimed for a lot when I was in Australia and my dad became seriously ill, meaning that I had to fly back to the UK quickly. I had booked Qatar flights with a Mastercard but Amex were willing to cover it as I had a special Mastercard rate which could not have been booked with Amex. It took a lot of to and fro – they check everything to see if the retailer takes Amex if you didn’t use it – and need a reason to support a claim otherwise.
Medical expenses are ok if your flights weren’t booked with Amex, but travel disruption is different.
Not paying for the flight only means that flight specific cover is not activated. You get nothing if your flight is delayed for eg.
The hotel related stuff remains active (if you pay with Amex) and all the ‘big stuff’ is active as this doesn’t require Amex payment.
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