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Hi,
We have been living in The Netherlands for the last few years, we have a Dutch amex and both had U.K. amex before moving, although I kept my BA amex whilst living in the Netherlands and still have it (amex were informed and happily let me keep it with a Dutch address). For personal reasons we partially moved back to the U.K. last august. We bought a house in the U.K. and have U.K. back accounts. I live permanently in the U.K., but my husband still works in Amsterdam and travels home (to the U.K.) every 3-4 weeks, so not sure that he will spend enough time here to qualify as resident for tax purposes.
I am a housewife so have no personal income and my husband works for a Dutch company and is paid in euros.
Is it possible for either of us to apply for a U.K. Amex, and how likely is approval if all other factors are favourable (husband earns very good salary, both have excellent uk credit files , Dutch amex in very good standing).
Cheers.I don’t actually think being resident for tax purposes is relevant for Amex applications. It might be more of an issue that you haven’t been at your current address for very long, but I can’t see anything to stop your husband applying as a UK resident given that he has a permanent UK address.
My wife was in a similar situation and she got an amex, but it was a decade ago. You can try the amex eligibility checker and in the worst case, they can first offer you a low credit. As people keep saying in this forum, amex has its own database for this.
You put your UK address down, convert the EUR salary to GBP and put that down as your income, should be fine. Even more likely to be accepted if you’ve kept your existing UK cards.
Just to update for anyone in a similar situation. My husband applied and was accepted immediately.
Just to update for anyone in a similar situation. My husband applied and was accepted immediately.
Mazel tov!
I am not sure they care as long as they could verify the identity via your previous UK credit records.
If you want to be strict about it, the key is having a UK permanent residential address. You don’t need to be always living in the address but the home has to be available to you.
Going by my understanding of other situations when this rule was enforced, an empty second home counts but if you rented it out then it doesn’t.
Do you get a sign-up bonus if you already hold a US card and apply for a UK one?
Do you get a sign-up bonus if you already hold a US card and apply for a UK one?
If it’s the first card and you are approved, you will get sign up bonus.
Each country is a different market / jurisdiction.
How easy is it to apply for a UK AMEX for someone with no UK credit history and income/employer abroad, where however their partner has an income in the UK?
How easy is it to apply for a UK AMEX for someone with no UK credit history and income/employer abroad, where however their partner has an income in the UK?
If they are registered on electoral rolls, stayed at same address for a couple of years with a utility bill or two, they have a chance.
If they have Amex in another country, they can do a global transfer. But May not get sign up bonus.
Not to hijack, but is it possible to easily obtain a UK Amex Platinum without having UK residency or citizenship via the Global Transfer program (or otherwise), in a manner similar to how a U.S. Amex can be had with little-to-no connection to the United States?
Not to hijack, but is it possible to easily obtain a UK Amex Platinum without having UK residency or citizenship via the Global Transfer program (or otherwise), in a manner similar to how a U.S. Amex can be had with little-to-no connection to the United States?
As long as you have a UK address, they will ask for a document that can prove it.
Not to hijack, but is it possible to easily obtain a UK Amex Platinum without having UK residency or citizenship via the Global Transfer program (or otherwise), in a manner similar to how a U.S. Amex can be had with little-to-no connection to the United States?
As long as you have a UK address, they will ask for a document that can prove it.
But no need for any kind of UK ID or paystub, etc.?
Not to hijack, but is it possible to easily obtain a UK Amex Platinum without having UK residency or citizenship via the Global Transfer program (or otherwise), in a manner similar to how a U.S. Amex can be had with little-to-no connection to the United States?
As long as you have a UK address, they will ask for a document that can prove it.
But no need for any kind of UK ID or paystub, etc.?
They will ask for ID, but a non-UK passport will be accepted.
How easy is it to apply for a UK AMEX for someone with no UK credit history and income/employer abroad, where however their partner has an income in the UK?
If they are registered on electoral rolls, stayed at same address for a couple of years with a utility bill or two, they have a chance.
If they have Amex in another country, they can do a global transfer. But May not get sign up bonus.
They will get the SUB, if approved.
Are there clear guidelines around being a resident of a different country, having access to a UK address with Amex registered to that address (Prior to leaving UK) and applying for a new card?
Are there clear guidelines around being a resident of a different country, having access to a UK address with Amex registered to that address (Prior to leaving UK) and applying for a new card?
It’s up to Amex who they wish to offer credit to, but a UK address isn’t usually going to be sufficient on its own. You need to have UK credit record/footprint plus they would generally expect to find you on the UK electoral roll. If they question your application or it fails the initial checks re these elements, Amex will be looking for evidence of income/residence which really needs to have a UK flavour.
This person has a few existing UK card and bank accounts (including one Amex) but they live abroad.
They are not on the UK electoral roll but are added to one of the utility bills.
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