Using mobile overseas
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Like many travellers, my phone has a ton of Apps on it, including finance Apos etc.etc. I’m just interested in others viewpoints, thinking of the lost/stolenimplications. Do you delete sensitive stuff and reinstall when you get back, take a separate phone with the basic stuff on it you need ? To lose my phone or have it stolen could be disastrous. To put it into context, my neighbour has just got back from the US where he was robbed, (wrong part of Miami,) and it’s got me thinking.
I’d like to have posted this in a general travel forum on here, but as there isn’t one, I’ll go for the daily chat..
Well there is the ‘destination’ forum.
But TBH I’ve never thought about it.
I have had friends delete certain ‘social media’ apps when travelling to certain parts of the world but that’s about it.
Is your phone actually more likely to get lost or stolen abroad or at home? I guess it might be easier to deal with at home, but personally I wouldn’t consider most places to be high risk.
At the end of the day, if you don’t think your phone is secure don’t put sensitive things on it.
Thanks…the Destination forum seems to be what it says…Destinations.
I think my phone is ‘Secure’….but how good it is….if in the hands of an expert..who knows ?
Things on my phone are backed up to cloud storage.
Apps require fingerprint and/or 2fa.
Losing my phone would be an inconvenience, but not something that would lead to financial ruin or loss of data.
Do you delete sensitive stuff and reinstall when you get back, take a separate phone with the basic stuff on it you need ? To lose my phone or have it stolen could be disastrous.
My iPhone is at no greater risk of being lost or stolen and hacked abroad than it is in the UK. If my iPhone were to be lost or stolen, then I’d move quickly to log into my iCloud account and either Mark As Lost or Erase This Device (my wife’s iPhone, hotel PC, internet cafe or buy a cheap smartphone and a data SIM being the most obvious ways of getting back online in a hurry).
I have banking apps for Santander, Barclaycard, Amex, Halifax, HSBC, MBNA, Bangkok Bank, PayPal, Starling and Revolut, but I have complete faith in my own security awareness, i.e. strong passwords, PINS and Face ID enabled, and that of the apps themselves. It’s really not easy to hack into banking apps without knowing the correct login details, notwithstanding criminals would have to bypass the iPhone lock screen to even get a chance of hacking my banking apps, assuming it wasn’t lost or stolen while it was unlocked.
Furthermore, I keep my passwords secure in Bitwarden (the website and app can be accessed anywhere with the master password).
The one thing that would irk me is losing a £1k+ iPhone in the first place.
I too, have everything backed up..really strong passwords, 2fa,face recognition and/or fingerprint wherever possible. Also password backup, with Safe in the Cloud. Not sure what’s left to do ! As long as I can lock my phone and delete all data, using my wife’s phone, then hopefully all is not lost.
Like you, it’s losing my s24 Ultra itself, that would be the biggest annoyance.
Newer versions of iOS have built in delays for some security operations in unfamiliar locations. It should give you time to remotely lock your device at, say, an internet cafe. I guess Android either already has this or will follow.
If you are forced at knife/gunpoint to unlock your phone and approve transfers then all you can rely upon is daily account limits. But that’s seriously unlikely unless you are properly off the tourist trail.
The question is how rich you seem compared to the average person on the street?
In Zürich I would be seen as poor.
In Quito I would be seen as very rich.
Given that it’s possible to get into your financial apps with some knowledge, ideally you would want to keep your financial apps to a minimum when in places you are perceived as rich.
We use an older phone as a travel phone, it has basic apps on it, maps, trip advisor, curve etc but none of my main banking apps and no social media. When we go out on holiday we only take that one, it gives us the information we need and means there’s no temptation to use it whilst enjoying ourselves. We went on a cruise just as travel restrictions were being lifted, we don’t use mobiles on cruises at all, when presented with a QR code for the menu I just held up my hands and said how? They had to go and print a paper menu.
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