Send money via PayPal

It’s usually agreed that one-off, or at least very occasional payments don’t necessarily cause an issue. People who have been doing it regularly, or for very high amounts, might attract attention from Paypal or Amex. I would wonder how much “several thousand” actually is?

Obviously I can’t say what will or won’t happen, but I personally would pay no more than £1k of that through Paypal. Do you have a partner with an account who could send another £1k? It’s still a decent chunk towards your SUB.

This is a useful thread to read: https://www.headforpoints.com/forums/topic/sending-my-partner-my-share-of-the-rent-over-paypal-with-amex/

paulg0 wrote:

From the Paypal site.

“Send money at the speed of life.
Settle up with a friend. Help a loved one in need. Pay for a haircut or piece of art. Send money quickly and securely to just about anyone, anywhere”

You are usiug the service exactly for what it is designed for. I would go ahead there won’t be any problems with a single payment.

That’s what PayPal says! From Amex’s perspective you are taking a cash advance from them and it’s a loss making transaction. This is something they tolerate until they don’t and it’s difficult to ascertain that point as it depends on their assessment of you as a customer.

People used to say don’t do it if you value your relationship with Amex, something I would have a agreed with in the past but now, particularly with the arrival of Barclaycard I, and many others, couldn’t really care less about Amex. The only unique feature is the 241 the absence of which would be eminently survivable, particularly as my wife considers them as more of a burden than a benefit.

If both the sending and receiving paypals have been open for years and have regular purchase activity, I’d be happy to do a one-off to the value of a typical month’s normal paypal spend, or maybe half that monthly for 3-4 months, as long as the other spend on the Amex was also substantially more than the paypal amounts.

Say if I owe someone a large sum. It would probably be a bad idea to send to a recipient who has just created an account?
Despite the sender being a long time active user?

redethernet1 wrote:

Say if I owe someone a large sum. It would probably be a bad idea to send to a recipient who has just created an account?
Despite the sender being a long time active user?

@Redethernet1 I think you know the answer to that.

The replies here, are replies from people that actually know this stuff. One of the unique features of the HfP readership.