Maximise your Avios, air miles and hotel points

Last chance to get the Starwood Amex with 20,000 points bonus (= 25,000 Avios)

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This is your final reminder that July 29th is the last day to apply for the Starwood American Express card and claim a 20,000 SPG points (=25,000 Avios) sign-up bonus.

Based on historic patterns, I would expect the bonus to drop back to 10,000 points (= 10,000 Avios) after the 29th.

The key point with this card is that you can apply for it whatever other Amex cards you have.  There are no restrictions.  The only people who cannot apply (assuming you meet the income requirement) are people who have already had this card and cancelled less than 6 months ago.

My full review of the SPG Amex is here.   The Amex home page for the SPG card is here.

SPG Amex

The sign-up bonus of 20,000 SPG points is a good deal if you redeem for hotel stays at Sheraton, Westin, W, St Regis, Luxury Collection etc. You can also convert 20,000 SPG points into airline miles. The great news here is that 20,000 SPG points is the trigger required to get a 5,000 mile bonus. Whilst the standard bonus of 10,000 SPG points only gets you 10,000 airline miles, when you convert 20,000 you get 20,000 airline miles plus 5,000 extra!

Your 20,000 SPG points sign-up bonus would therefore get you 25,000 airline miles! You can convert to Avios, of course, but also to a lot of other airlines. There are over 30 airline partners in total.

Now, here are the facts on the card:

  • 20,000 SPG points when you spend £1,000 within 3 months (£1,000 is a very modest target for such a good deal)
  • 1 SPG point per £1 spent going forward
  • £75 annual fee, refunded pro-rate if you cancel
  • £30,000 household income requirement
  • No problem getting the bonus even if you have a BA, Platinum, Gold or any other Amex

Now, the obvious thing to do with Starwood points is to use them for Sheraton, Westin, W, aloft etc hotel stays. Here is the reward chart if you want to see how far 20,000 points will get you. When my wife got this bonus, I redeemed them for a hotel in Greece that got me £370 of value for my sign-up bonus – see here for that story.

For many people, though, they are more valuable as airline miles. This is especially true when you have 20,000 of them – as you will – since Starwood gives you a 5,000 mile bonus when you convert 20,000.

SPG has a huge number of airline partners20,000 SPG points will get you:

  • 25,000 Avios points
  • 25,000 Virgin Flying Club miles
  • 25,000 Miles & More miles
  • 25,000 miles with Air Canada, airberlin, Air China, Alaska, Alitalia, ANA, American, Asia Miles, Asiana, China Eastern, China Southern, Delta, Emirates, Etihad, Flying Blue, Hawaiian, Japan Airlines, Qatar, Saudi Arabian, Singapore, Thai, US
  • 12,500 United miles
  • 37,500 LAN LANPASS miles
  • 385 Air New Zealand points

The card is especially valuable if you want to generate some miles in one of the airline partner programmes apart from Avios. There aren’t that many easy ways to earn, for example, 25,000 Miles & More or Aeroplan miles from the UK.

If you recently applied for the American Airlines card with the 35,000 miles sign-up bonus, you could use this card to get an additional 25,000 American Airlines miles.  You need 50,000 AA miles for a Business Class return one-way ticket from the UK to US, for example, so this is a good way to get the extra.

You also have the option of using your SPG points to book a cash flight.  I wrote about the SPG Flights redemptions here.  25,000 SPG points would get you a flight selling for up to £210.

There are two other perks to the Starwood card which are not clearly mentioned on the application form:

  • If you cancel, you get a pro-rata refund of your £75 fee
  • Starwood points can be transferred – for free – between two members who live at the same address. You can therefore get a card in the name of your partner, move the points to your SPG account and then redeem them into your airline account

How to apply

You can apply directly from the Amex website.


How to earn Marriott Bonvoy points and status from UK credit cards

How to earn Marriott Bonvoy points and status from UK credit cards (April 2024)

There are various ways of earning Marriott Bonvoy points from UK credit cards.  Many cards also have generous sign-up bonuses.

The official Marriott Bonvoy American Express card comes with 20,000 points for signing up, 2 points for every £1 you spend and 15 elite night credits per year.

You can apply here.

Marriott Bonvoy American Express

20,000 points sign-up bonus and 15 elite night credits each year Read our full review

You can also earn Marriott Bonvoy points by converting American Express Membership Rewards points at the rate of 2:3.

Do you know that holders of The Platinum Card from American Express receive FREE Marriott Bonvoy Gold status for as long as they hold the card?  It also comes with Hilton Honors Gold, Radisson Rewards Premium and MeliaRewards Gold status.  We reviewed American Express Platinum in detail here and you can apply here.

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

You can also earn Marriott Bonvoy points indirectly:

and for small business owners:

The conversion rate from American Express to Marriott Bonvoy points is 2:3.

Click here to read our detailed summary of all UK credit cards which can be used to earn Marriott Bonvoy points

(Want to earn more hotel points?  Click here to see our complete list of promotions from the major hotel chains or use the ‘Hotel Offers’ link in the menu bar at the top of the page.)

Comments (39)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Mark says:

    Done through your link. Hope you get a kick back!

    Instant approval. That’s a first for American Express!

  • Pat Butcher says:

    I just got the card a week ago. I take it they set up an SPG account for you automatically? I’ve not heard anything about an SPG account yet.
    I want to spend a fair bit on this card it’s a shame the reward for spending £25k is so poor. The gold status for £15k is of some use since I have some stays planned.

    • BD701 says:

      You might want to check, I had to call Amex twice. They do request SPG set you up with an account, however this did not happen. In the end I set up an account on the SPG website myself and then gave Amex the number.

  • Egglard says:

    I’ve had this card for a couple of months now and have been awarded the bonus points which I’ve transferred over to Avios. Has anybody got any experience of cancelling the card and were there any problems? I’m done with it now.

    • Ant says:

      No very easy to cancel. Just give them a call and they will refund your fee pro rata.

    • Rob says:

      Nope, I cancelled mine first time round ok. The fee goes onto your account as a credit and sits there. If you have another Amex, ring and they transfer it to any other Amex you have. If you don’t have another Amex, ring and they can do bank transfer or cheque.

  • Andrew says:

    I guess the 3rd option is to refer a family member yourself (sorry Raffles!) and collect an extra 5000 points. Do you have to have an existing SPG Amex to do this, or just any Amex?

  • Oliver bennett says:

    Just finished DNA this spend and cancelling. I hope it comes back again in 6 months 🙂 I have put it in my diary

  • sandgrounder says:

    Two bonuses and the referral points plus the 2k spend equals five nights for the price of four in a cat 5, a very nice result for the annual fee!

  • Oliver says:

    have also completed spend, had points posted, and as of yesterday cancelled the card – no problems with points posting and no funny questions from amex re cancellation!

  • darrenf says:

    I went via your referral link, Raffles, thanks. No instant approval though, so I’m on tenterhooks!

    • Alex says:

      Me too – surprised as my BA Amex when straight through!

      Just moving house though and I think the previous owner didn’t pay their bills…might be behind it

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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