Can you re-apply for the Lloyds Avios card via TSB and get a second sign-up bonus?

This article is closed to new comments. Feel free to ask your question in the HfP forums.

• Sideysid says:

  10 Sep10 September 10:45

  I have only had 2 dealings with Lloyds in the past and I have only been declined twice in my life on accounts and cards – both with Lloyds. This was once for a student account when I was at university, (quite some time ago – I won’t say how long…) in which they declined me – understandable I suppose.

  I have too applied for the Lloyds Duo for the avios bonus and was once again declined, despite having a flawless credit report and have a decent earning household. On closer examination, (playing around with MSE’s credit card checker) it maybe due to a recent move earlier in year, eithier that or they just don’t like me.

  But seeing the increasing number of complaints I see here and other forums, I suspect that was a blessing in disguise. Their CS seems to need re-training from the ground up and will this change with TSB? Unlikely. So for this reason and your ridiculous rules for hitting targets Mr Lloyds, I’m out…(even if you didn’t want me anyway)

• Phillip says:

  10 Sep10 September 11:59

  Apologies if I am missing the obvious but for those who already have the LTSB cards, will they be automatically moved over to the TSB version or will they have to re-apply while the existing cards are turned into some sort of basic Lloyds Bank Card? Because I feel this might make a difference to what sort of bonuses might be offered. If people have to re-apply, they may not bring out any particularly lucrative bonuses to start with. If on the other hand existing cardholders get moved over then any new promotions might be lucrative in order to attract new customers?

  • Rob says:

    10 Sep10 September 13:15

    Good question. Not sure anyone knows. If you have a Lloyds or TSB other account then that may influence it, otherwise I would imagine Lloyds keeps them all.

• sandgrounder says:

  10 Sep10 September 13:27

  OT, for those who have the paid card, when did Lloyds charge the annual fee? I was expecting it to show up on the first statement, but after three months I have still not been charged.

• Dave says:

  10 Sep10 September 14:14

  Lloyds TSB Scotland actually had no connection to Bank of Scotland.

  Lloyds TSB Scotland was originally TSB Bank Scotland PLC, as the pre-merger TSB had a separate company to TSB in England and Wales.

  So the route was:
  TSB Bank Scotland PLC -> Lloyds TSB Scotland PLC -> TSB Bank PLC (which was originally the name for the England and Wales division).

• Sam says:

  10 Sep10 September 16:46

  Ref: Phillip

  Those with Avios Credit Cards from Lloyds TSB who are being moved to TSB (like me) will automatically have them changed to TSB Avios Cards according to a letter I received.

  Which made me wonder if I should cancel them before my account become a TSB account, and then apply for a TSB Avios card (with Avios bonus).

• Alex says:

  10 Sep10 September 18:56

  Ref Sam and Phillip.
  I’ve got the Lloyds TSB Avios Duo credit cards and I also have a current account and kids savings account. They all used to be on the one Lloyds TSB website but now all the accounts are on the new TSB website with the exception of Avios credit cards which now only shows on Lloyds TSB website. The log in details for both sites are the same as is the layout. Only difference is name and colour.

• Clive J says:

  10 Sep10 September 20:30

  I don’t have a Lloyds Duo card but am considering applying for a TSB version. After reading their adverts in the papers this week I am absolutely convinced there won’t be any problems and their customer service will be impeccable 😉

• Matt says:

  10 Sep10 September 22:55

  I don’t understand how Lloyds customer service for current accounts is generally good yet for credit cards is so shockingly bad.

  I also think they don’t like high earners or those that pay in full as a rule, I think they may reject potential applicants over profitability more than other providers.

  TSB will just use Lloyds IT, credit scoring and systems for the forseeable future so will be Lloyds by another name

  • John says:

    11 Sep11 September 08:09

    In my experience, Lloyds CS is horrible for current accounts too. I only have their accounts as they are giving me 4% interest (soon to reduce to 3%, but still the best available)

This article is closed to new comments. Feel free to ask your question in the HfP forums.