60,000 Membership Rewards points (= 60,000 Avios) with the Amex Platinum Business card

UPDATE – APRIL 2025:  This article is now out of date, but don’t worry.  We produce a monthly directory of the top UK travel credit card offers – please click HERE or use the ‘Credit Cards’ menu above.  Thank you.

SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on the ‘free for a year’ American Express Preferred Rewards Gold card is increased from 20,000 Membership Rewards points to 30,000 points. Points convert 1:1 into Avios (30,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.

SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on American Express Platinum is increased from 50,000 Membership Rewards points to a huge 80,000 points. Points convert 1:1 into Avios (80,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.

Keep up to date with the latest UK credit card bonuses by signing up for our free daily or weekly newsletters.

I don’t write much about small business credit cards on Head for Points, because they tend to offer poor value. There are, for example, two British Airways American Express Corporate Cards, which I discuss in this post on the On Business loyalty scheme. They are not desperately exciting, though, and usually have no sign-up bonus.

American Express, however, has just launched a great deal on its small business cards.

Amex is now offering 60,000 Membership Rewards points when you apply for the American Express Platinum Business card.  There has been no bonus on this card at all for the last few months.

However, they have reduced the offer on the other card.  You now receive 20,000 Membership Rewards points when you apply for the American Express Gold Business card, a drop on the previous figure of 40,000.

See here for full details on the Platinum and Gold cards.

Please note, though, that you CANNOT get these bonuses if you have a Gold, Platinum, Green or Centurion personal Amex card.  This will unfortunately disqualify most of us.  This is because, whilst these are called ‘business’ cards, they are mainly aimed at sole traders and the points go into a personal Membership Rewards account.

Here are the basics:

• The Platinum card carries an annual fee of £450, the Gold card costs £125
• Clause 18.2 of the Terms & Conditions confirms that you will get a pro-rata fee refund when you cancel
• See this post for what you can do with Membership Rewards points in other loyalty schemes
• You need to spend £6,000 in three months to get the 60,000 points on the Platinum Business card
• You need to spend £3,000 in three months to get the 20,000 points on the Gold Business card
• You earn 1 point per £1 when you spend on the card

What does Amex count as a small business?

Here are the rules from the Amex website for Platinum:

To apply for the Platinum Business Card, you should be able to say yes to the following:

• I am aged 18 or over
• The company has been trading for more than one year and has a current UK Bank or Building Society account
• My personal income is over £20,000
• I have a permanent UK home address
• I/The Business have/has no County Court Judgements for non-payment of debt
• Pay annual fee of £450 (Tax deductable)

There is one other important point to note. The Platinum Business card still comes with full travel insurance, with no small print. It is the policy that the Platinum personal card used to have before it was downgraded, with no requirement to use the card to pay for anything before you qualify. You can also cover 5 other family groups, apart from your own, by handing out supplementary cards on your account.

Let me repeat, though – you cannot get these cards if you have (or have had in the last six months) a personal Gold, Green, Platinum or Centurion Amex card.

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Want to earn more points from credit cards? – April 2025 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios Mastercard

Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on the ‘free for a year’ American Express Preferred Rewards Gold card is increased from 20,000 Membership Rewards points to 30,000 points. Points convert 1:1 into Avios (30,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.

SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on American Express Platinum is increased from 50,000 Membership Rewards points to a huge 80,000 points. Points convert 1:1 into Avios (80,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.

American Express Preferred Rewards Gold

Your best beginner’s card – 30,000 points, FREE for a year & four airport lounge passes Read our full review

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

The Platinum Card from American Express

80,000 bonus points and great travel benefits – for a large fee Read our full review

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

American Express Business Platinum

50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Capital on Tap Pro Visa

10,500 points (=10,500 Avios) plus good benefits Read our full review

Capital on Tap Visa

NO annual fee, NO FX fees and points worth 1 Avios per £1 Read our full review

British Airways American Express Accelerating Business

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review