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Last chance to get 500 Clubcard points (1,200 Avios) for joining TopCashback

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Just a reminder that tomorrow is the last day to earn 500 Tesco Clubcard points (1,200 Avios) for joining cashback site TopCashback.

TopCashback, like Quidco, is a site which allows you to earn a small amount of cashback on your day to day shopping by clicking through to participating merchants.

Last year, TopCashback launched a feature allowing you to pay your cashback directly into your Tesco Clubcard account – and give you a 5% bonus on top.

This dramatically increased the value of TopCashback cashback versus Quidco:

£10 of cashback earned at Quidco earns you £10

£10 of cashback earned at TopCashback earns you £10.50 (with the 5% bonus) paid into your Tesco Clubcard account. That gives you 1,050 Clubcard points. These convert into 2,520 Avios points or 2,625 Virgiin Flying Club miles. You are effectively ‘buying’ Avios points for just 0.4p each.

Until 10th February, if you join TopCashback via our refer-a-friend link, you will receive 500 Clubcard points when you have earned £10 of cashback.

There is no time limit on how long you have to earn your £10 cashback – a month, three months, six months, whatever.

Note that your 500 points are not deposited directly into your Clubcard account.  Once you have earned £10 cashback, TopCashback will put a further £5 in your TopCashback account.  However, you can only withdraw this £5 to your Tesco Clubcard account.

You can transfer up to £50 of cashback per year from TopCashback to Clubcard (a year runs from the date of your first Tesco transfer, not the calendar year or from the date you joined).  This means that you can earn up to 12,000 Avios per year this way!  Your £5 sign-up bonus does NOT count towards your £50 per year cap.

The only condition is that you join via a refer-a-friend linkIf you sign up directly on the TopCashback site, you will not receive your 500 Clubcard points.

What next?

You should open a TopCashback account now and using it for your day-to-day online shopping instead of Quidco, at least for the first £50 of cashback per year you generate.

There are two membership levels at TopCashback – a free version and a £5 annual fee version.  The £5 level pays slightly higher cashback and has improved customer service if you have any problems.  However, you will receive the 500 Clubcard points whichever level you choose.  To be honest, I would start at the free level anyway and only upgrade when you have decided that you like the site.

Unfortunately, there is no notice on the TCB site that you will be signing up for the Tesco offer.  However, don’t worry, you will be fine!  ALL refer-a-friend transactions until 10th February will be receiving it.

I receive a commission for referring you which helps to support HfP.  Thank you.


How to earn Avios points from UK credit cards

How to earn Avios from UK credit cards (October 2022)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

25,000 Avios for signing up and an upgrade voucher for spending £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher for spending £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable card perk – the 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £12,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points.

EDIT: Until 25th October 2022, there is an exceptionally generous sign-up bonus on The Platinum Card. You will receive 60,000 Membership Rewards points – double the usual amount – and £200 to spend at Amex Travel. You need to spend £6,000 within six months to earn the bonus.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

The Platinum Card from American Express

60,000 points (SPECIAL OFFER), £200 travel credit and unbeatable benefits – for a fee Read our full review

Run your own business?

We recommend Capital On Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,000 Avios.

Capital On Tap Business Rewards Visa

10,500 points bonus – the most generous Avios Visa for a limited company Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (7)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • owain says:

    Even better (for VS users), tesco clubcard has a 30% extra offer on Virgin miles at the moment so if you manage to do the full £50 limit before end of march you would get 16,260 flying club miles.

  • TimS says:

    Yes, if they hit the referral trigger spend then you will get the referrer bonus that was applicable at the time they joined, even if the bonus has changed since.

  • Rob says:

    You get whatever it was at the time you referred. I get a weird mix of referral credits because it has been four different numbers since I started offering them.

  • idrive says:

    great, thanks for confirming this.

  • Idrive says:

    The bonus is payable when you decide to have them paid out. Yes you can donate to charity to have an amount written off and round it to the required level. Also consider £5 will be deducted if premium account is in place

  • Rob says:

    Ah. In that case, I am probably wrong. It is an odd scenario and that was only my best guess.

    The answer, I suppose, is to get in quick if one posts before the other.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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