Maximise your Avios, air miles and hotel points

SAS family accounts let you pool family flights across Star Alliance

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Back in May, SAS EuroBonus, the loyalty scheme for the Scandinavian airline, launched their equivalent of a British Airways Household Account.

Because BA and Avios have had family accounts for a long time, you would be forgiven for thinking that they are very common in the frequent flyer industry.  In fact, they are surprisingly rare.

The new SAS EuroBonus scheme therefore struck me as something that could help a lot of people.  Many Head for Points readers may not have an active account with one of the 27 airlines in Star Alliance but you may end up flying one very occasionally.  You are likely to end up with a small number of points which are effectively useless.

If you were travelling as a family and set up a EuroBonus family account, your miles may not be useless.  With the miles of a family of four people added together, you might have enough for a redemption for one person on any Star Alliance airline.

The SAS family scheme is outlined here.

The key differences with British Airways household accounts are:

You CANNOT pool miles earned before you joined the family account.  It only applies to future miles earning.

Miles are transferred from family account members to the head of the household account.  They cannot be reinstated.

If a member leaves the family account, they do not get back the miles which have been transferred to the head of the account.

It is worth remembering that SAS EuroBonus is also an American Express Membership Rewards partner.  This means that you can top up your household account using Amex points to get to the level you need for a redemption.

There are two obvious concerns that I have about this structure though:

Check the earnings ratio of the airline you will fly before crediting it to EuroBonus.  Air Canada business class flights earn 150% of miles flown in its own Aeroplan scheme but only – unless they are full fare – 100% in EuroBonus.   There are many examples like this.

Understand the EuroBonus redemption chart.  It is certainly not the most generous redemption chart out there.

Between the two points above, you might find that – even combining the miles of your entire family – you don’t have enough to fly far.  You can redeem SAS EuroBonus miles for £10 or £25 iTunes gift cards which may be one way of cashing out.


best credit card to use when buying flights

How to maximise your miles when paying for flights (June 2025)

Some UK credit cards offer special bonuses when used for buying flights. If you spend a lot on airline tickets, using one of these cards could sharply increase the credit card points you earn.

Booking flights on any airline?

The American Express Preferred Rewards Gold Credit Card earns double points (2 Membership Rewards points per £1) when used to buy flights directly from an airline website.

The card comes with a sign-up bonus of 20,000 Membership Rewards points. These would convert to 20,000 Avios or various other airline or hotel programmes. The standard earning rate is 1 point per £1.

You can apply here.

American Express Preferred Rewards Gold Credit Card

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

Buying flights on British Airways?

The British Airways American Express Premium Plus Card earns double Avios (3 Avios per £1) when used at ba.com.

The card comes with a sign-up bonus of 30,000 Avios. The standard earning rate is 1.5 Avios per £1.

You do not earn bonus Avios if you pay for BA flights on the free British Airways American Express Credit Card or either of the Barclaycard Avios Mastercards.

You can apply here.

British Airways American Express Premium Plus Card

30,000 Avios and the famous annual Companion Voucher voucher Read our full review

Buying flights on Virgin Atlantic?

Both the free Virgin Atlantic Reward Mastercard and the annual fee Virgin Atlantic Reward+ Mastercard earn double Virgin Points when used at fly.virgin.com.

This means 1.5 Virgin Points per £1 on the free card and 3 Virgin Points per £1 on the paid card.

There is a sign-up bonus of 3,000 Virgin Points on the free card and 18,000 Virgin Points on the paid card.

You can apply for either of the cards here.

Virgin Atlantic Reward Mastercard

3,000 bonus points, no fee and 1 point for every £1 you spend Read our full review

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Comments (13)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • James67 says:

    On sybject of SAS I discoverwd by accident only yesterday that they had very competitive oneway fares when I was searching EDI-HEL which came in at just £93 via amex travel (presumably same price or cheaper via flysas). Have not had time to check other routings but if this is typical from the regions and over time then those living in regions may want to check out SAS for either positioning or standalone flights. For comparison, BA was over £130 and KLM (where rtn and cheaper than ow) a whopping £300+.

    • Roger Wilco says:

      SK is good because they don’t penalize oneway tickets. CPH and ARN are also easy to connect at.

      • James67 says:

        Certainly working for me this time. Positioning flight to Helsinki plust an overnight at HI Vaanta and a ow J redemption AY to BKK is still saving me over £180k plus 10k avios compared with BA from EDI via LHR. Will get the points fron HI, can credit the SK miles someplace and with luck I’ll get to fly a350 and AY new J seat.

  • squills says:

    Sorry to ask the obvious but whilst we fly out & back 5 times a year to Squills Towers (= 50 flights), I don’t fly anywhere else these days.

    Can I use my Avios to book flights on Star Alliance partner airlines?

  • Matt says:

    I think the new Aegean Miles and Bonus also includes a family account option, although I haven’t sat down and worked out the permutations as yet.

  • Boi says:

    Watching with interest

  • Choons says:

    Shame you can’t transfer miles you have already earned into a SAS HHA, I have four accounts with UA mileage plus in the mid-to-low four figures and while I can just about get a box of chocolates sent to someone in the states, it would be more useful to pool them.

  • jakobv84 says:

    Also worth keeping in mind Eurobonus miles do expire after 5 years regardless of account activity.

  • tony says:

    Might be worth pointing out here that if you want to pool sky team miles for a family, Aeromexico will do the job.

  • Boi says:

    So far:
    1. one world- BA
    2. Star: SAS
    3. Sky team: aero mexico.
    4. Etihad

    Any other schemes that allow pooling?

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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