Review: ASDA Cashback Credit Card
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UPDATE – APRIL 2025: This article is now out of date, but don’t worry. We produce a monthly directory of the top UK travel credit card offers – please click HERE or use the ‘Credit Cards’ menu above. Thank you.
SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on the ‘free for a year’ American Express Preferred Rewards Gold card is increased from 20,000 Membership Rewards points to 30,000 points. Points convert 1:1 into Avios (30,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.
SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on American Express Platinum is increased from 50,000 Membership Rewards points to a huge 80,000 points. Points convert 1:1 into Avios (80,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.
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This is my review of the ASDA Cashback Credit Card.
Head for Points mainly focusses on credit cards which offer airline miles or hotel loyalty points for your spending. However, it is pointless taking frequent flyer miles if there are better deals available from cashback credit cards such as the ASDA Cashback Credit Card.
Link: ASDA Cashback Credit Card
Key facts: The Cashback card has no annual fee
The Cashback credit card has a representative APR of 19.9%
What is the sign-up bonus?
Nothing at all. If you are looking for a credit card with a generous bonus for taking it out, this card is not for you.
How much cashback do I earn?
The card pays you back 0.2% of your general spending and 1% of your spend in ASDA stores (including ASDA Living), george.com and ASDA petrol stations. This is a generous deal for a card with no annual fee.
How is cashback paid?
Your cashback is not paid as cash. You need to understand this before you apply.
You must download and print a voucher from the website when you have at least £2.50 of cashback due. This voucher MUST be spent at ASDA. You do NOT get cash paid into your bank account.
If you are a regular ASDA shopper then this is not a problem. If you do not have an ASDA store near you then these cards are unlikely to work for you.
What other benefits do I get?
The free Cashback card has a number of additional benefits which you may or may not value:
- No fees when used to buy foreign currency from ASDA Travel Money
- 0% interest for 6 months on all george.com purchases of £200 or more
- 0% interest on balance transfers for 12 months (fee applies)
Conclusion
If you are looking for a cashback card which comes as a Visa or Mastercard, the ASDA Cashback card is as good as it gets in the current market.
The only snag is the need to spend your cashback vouchers in ASDA stores, but as long as this is not a problem for you then the cards offer good value.
You can apply on the ASDA Money website here.
Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points. The site discusses products offered by lenders but is not a lender itself. Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as an independent credit broker.
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Want to earn more points from credit cards? – April 2025 update
If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.
In 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.
You qualify for the bonus on these cards even if you have a British Airways American Express card:
Barclaycard Avios Plus Mastercard
Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review
Barclaycard Avios Mastercard
Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review
You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.
SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on the ‘free for a year’ American Express Preferred Rewards Gold card is increased from 20,000 Membership Rewards points to 30,000 points. Points convert 1:1 into Avios (30,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.
SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on American Express Platinum is increased from 50,000 Membership Rewards points to a huge 80,000 points. Points convert 1:1 into Avios (80,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.
American Express Preferred Rewards Gold
Your best beginner’s card – 30,000 points, FREE for a year & four airport lounge passes Read our full review
British Airways American Express Premium Plus
30,000 Avios and the famous annual 2-4-1 voucher Read our full review
The Platinum Card from American Express
80,000 bonus points and great travel benefits – for a large fee Read our full review
Virgin Atlantic Reward+ Mastercard
18,000 bonus points and 1.5 points for every £1 you spend Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers:
American Express Business Platinum
50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review
American Express Business Gold
20,000 points sign-up bonus and FREE for a year Read our full review
Capital on Tap Pro Visa
10,500 points (=10,500 Avios) plus good benefits Read our full review
Capital on Tap Visa
NO annual fee, NO FX fees and points worth 1 Avios per £1 Read our full review
British Airways American Express Accelerating Business
30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review
