Get 10,000 Virgin Flying Club miles with (potentially cheap) Virgin Money life insurance

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• Roberto says:

  21 Jun21 June 14:09

  I took a cheap punt for me and SWMBO. Cheap enough for about £25 for both of us ( separately) for 20k virgin miles and a three year reset.

  Fingers crossed..

• John says:

  21 Jun21 June 16:25

  Did a quote on decreasing terms for minimum amount of cover £40k and minimum length of 5 years. Quote come to £0.92 per month. Live chat with them and they confirmed that I have gone through the correct route to get the 10k miles offer. Went on to complete the questions and setup direct debit. Also saved a copy of the transcript to the chat in case they change their mind 6 months time. If all works out, it will be £5.52 for 10,000 miles which is less than 0.06p/mile. Absolute bargain!

• Moktar says:

  21 Jun21 June 17:59

  OT: Tried to use a 2for1 voucher on Titan flight, and was told I can’t use it. Is it bad luck with the particular agent or strict rule of BA?

  • Stu N says:

    21 Jun21 June 18:12

    Strictly the flight has to be BA Marketed and Operated – i.e. BA flight number and a BA aircraft. It’s aimed at preventing you using them on codeshares, but seems to also be an issue when BA are using leased aircraft to cover their own operations.

    There were some reports of similar issues a couple of years ago when they were using JetTime for some cover at Heathrow – some people were able to use 2-4-1s, others weren’t. I’d try a different agent and see what happens.

    • Rob says:

      21 Jun21 June 22:03

      BA refused to let me book a Titan flight using a Gold ‘double Avios’ redemption for the same reason.

• the real harry1 says:

  21 Jun21 June 19:04

  Looks like Prime Day will be July 16th (Amazon’s version of Black Friday)

• Relaxo says:

  21 Jun21 June 19:07

  OT- virgin cc related. I got my email with the promo sign up bonuses but I had jumped the gun & applied for the card a couple of weeks earlier. Have not activated my card yet though. Any idea if I would get the promo bonus points offer if I did not apply using their special link?

• the real harry1 says:

  21 Jun21 June 19:44

  I wonder why Anika said: The minimum premium seems to be £6 a month for a level term policy.

  Must have been justified, ie by the press release or by trying & finding out for herself.

  Which implies £6/ month WAS the minimum intended – which naturally makes more sense than 83p when you are giving a bonus of 10K points.

  We will only know when the T&Cs change overnight – so play safe & take screenshots.

  Virgin are pretty good at stealing back miles if they consider awarding them is not merited.

  • The Original Nick says:

    21 Jun21 June 20:17

    On that comment Harry I may give it a miss. Very tempted though.

    • the real harry1 says:

      21 Jun21 June 20:19

      Not a lot to lose if you are young enough to get £1/ month

      • Zoe says:

        21 Jun21 June 21:34

        Could take them to the ombudsman if they don’t stick to the T&Cs and I’m pretty sure it costs them about £400 each time that happens, so they would be likely to cave just ahead of that.

    • Rob says:

      21 Jun21 June 22:01

      £6 is for LEVEL TERM insurance. It is ‘decreasing term’ where the very cheap rates come up (AFAIK).

      • callum says:

        21 Jun21 June 23:42

        No, the cheap rates come up for both types.

  • palcsaky says:

    21 Jun21 June 20:59

    It’s an example price for a typical life insurance, not a minimum price that must be paid in order to get the bonus miles.
    ** Virgin Money Life Insurance from £6 per month. Based on a 30 year old non-smoker purchasing single level-term £202,000 cover for 10 years. Prices correct as of May 2018.

• Dave says:

  21 Jun21 June 22:25

  I’ve taken out a policy, BUT… just realised I used my old Flying Club membership number (pre Nov 2016). I don’t use Virgin much… Do you think I’ve shot myself in the foot, or will Virgin have linked them all in the back end somewhere?

  • the real harry1 says:

    22 Jun22 June 06:37

    You could get on Chat & make sure the points will go to the right a/c

• Peter K says:

  21 Jun21 June 22:36

  Thanks Harry. That’ll be very useful.

This article is closed to new comments. Feel free to ask your question in the HfP forums.