Bits: Curve ATM withdrawal success, win Virgin miles with Hertz, Etihad partners with SkyTeam’s Air Europa

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News in brief:

Curve ATM withdrawal success

Here is a quick update on our story last week that Curve Card is now coding ATM withdrawals in a way which allows your credit card issuer to spot them.  You can read about that here.

The coding changes were apparently fully operational from Friday.  This is what we have seen so far – but expect changes:

Tesco Bank credit cards – ARE adding a 2.95% cash advance fee to ATM withdrawals done via Curve (reader feedback)

HSBC credit cards – are NOT adding cash advance fees, withdrawals still treated as purchases (reader feedback)

Creation credit cards – are NOT adding cash advance fees, withdrawals still treated as purchases (my own feedback, see screenshot below)

Curve Card ATM withdrawals

MBNA credit cards – less clear because I have only tested this on a Horizon card which offers free ATM withdrawals in the UK anyway.  I won’t know until my statement is generated whether or not my test withdrawal was treated as cash and so incurred a small interest payment.

More reader feedback is welcome, especially with Barclaycard / Hilton cards.  I am only interested in ATM withdrawals made since last Friday and not earlier.

Remember that this is a very fluid situation so keep an eye on your statements regardless.  It is also possible some charges could get added on later when statements are produced.

(EDIT: reader comment below says that Barclaycard is not charging either. Tesco Bank appears to be the only one so far.)

Win 100,000 Virgin Atlantic miles with Hertz

When renting with Hertz, our recommended rewards partner is Virgin Atlantic.  

As you can see on the Virgin website here, most Hertz rentals earn 1,000 Virgin Flying Club miles.  This is a very good return for a short rental, although if you are renting for a week a partner offering a small number of miles per day may be more lucrative.

Until the end of the year, you can get an even better deal.  As well as your base miles, you can also win one of 10 prizes of 100,000 Virgin Flying Club miles.

Everyone booking a rental before 31st December, for collection before 31st March, will be automatically entered.  You need to use CDP discount code 730279 when booking and credit the rental to Virgin Flying Club.

More details are on the Hertz site here.

How to earn Virgin Atlantic miles from UK credit cards

As a reminder, there are various ways of earning Virgin Flying Club miles from UK credit cards.  Many cards also have generous sign-up bonuses!

Click here to read our detailed summary of all UK credit cards which earn Virgin Flying Club miles.  That page is regularly updated with the latest special offers and will still be accurate even if you are reading this article months after publication.

Etihad partners with Air Europa, opening up SkyTeam opportunities

Etihad and Air Europa announced a new frequent flyer partnership yesterday.  

Whilst you might not know Air Europa, it is a Spanish-based airline which is part of the huge SkyTeam alliance, flying domestically and to Latin America and the Caribbean.  From the UK, it flies from London Gatwick to Madrid.

This opens up some interesting options.  Here are a few things you can now do as part of the new partnership:

Fly Etihad and credit the miles to Air Europa.  Looking at the relevant page of the Air Europa website, it appears that Etihad flights will earn ‘level’ miles which count for status.   The English translation here is not great and it is possible that only Etihad flights operated as Air Europa codeshares count for status, but that isn’t how I read it.  This means that you can potentially earn SkyTeam status by crediting your Etihad flights to Air Europa and not to Etihad Guest. 

Fly Air Europa and credit the miles to Etihad GuestThis page of the Etihad website shows you what you will earn.  This is a sensible option if you don’t collect SkyTeam miles and end up doing the occasional Air Europa flight.  Note that booking classes  X, O, F, G, Z, N and A earn nothing in Etihad Guest.

Redeem Etihad Guest miles on Air Europa.  Given Air Europa’s niche route network this is only likely to make sense in a few scenarios but the option is at least there.

Credit your SkyTeam flights to Air Europa in order to get access to Etihad redemptions.  This is not necessarily a great idea – because it may be easier to earn status with other SkyTeam partners and you can’t top-up Air Europa miles easily as they have few partners – but the option is there.

It isn’t clear if Etihad Guest status card holders get any benefits when flying with Air Europa, or vice versa.

How to earn Etihad Guest miles via UK credit cards

As a reminder, Etihad no longer has its own UK credit card.  However, you can earn Etihad Guest miles by converting Membership Rewards points earned from selected UK American Express cards.  These are:

American Express Preferred Rewards Gold – 10,000 Membership Rewards points sign-up bonus

The Platinum Card from American Express – 30,000 Membership Rewards points sign-up bonus

American Express Rewards credit card – up to 5,000 Membership Rewards points sign-up bonus

Membership Rewards points convert at 1:1 into Etihad Guest miles.  The cards above all earn 1 Membership Rewards point per £1 spent on your card, which converts to 1 Etihad Guest mile.

Etihad Guest is also a partner with the HSBC Premier Mastercard (0.5 miles per £1 spent, reviewed here) and HSBC Premier World Elite Mastercard (1 mile per £1 spent, reviewed here).

(Want to earn more Virgin Flying Club miles?  Click here to see our recent articles on Virgin Atlantic and Flying Club and click here for our home page with the latest news on earning and spending other airline and hotel points.)

British Airways new route to Osaka is now official - redemptions bookable
Review of the American Airlines First Class lounge, London Heathrow Terminal 3
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  1. Got my Horizon MBNA statement and the Curve cash withdraw has gone through as a payment.

    • Good I have MBNA credit card so I will try and report back. Can you pay one credit card of with another so in effect a balace transfer but not a balance transfer. Love my black card.

  2. So Curve is linking up with AMEX again. Just wonder exactly when.

  3. On Thurs 20/09 I paid Transferwise with my Curve card linked to my Virgin Atlantic credit card. The Curve app describes the transaction as ‘Business Services’. Virgin has it as a cash advance and charged a cash advance fee and interest.
    This was not an ATM withdrawal so maybe Transferwise has always generated these fees. Has anyone made an ATM withdrawal from Virgin via Curve without fees?

  4. Shoestring says:

    I’m giving up collecting Avios!

    Just checking out something and BA are offering HBO flights £39 EW in off-peak next year (checked out May).

    £78 return to our place in the sun FFS!

    Shame we only fly peak normally, honourable exception being this Saturday if the storm holds off (forecast looks OK for LHR) – coming back in peak, though.

    £78! Strewth.

  5. Jeremy Parsons says:

    Currently using curve in the USA I have had 25 out of 26 transactions successfully processed into my uk credit card

  6. Just looking at starting with Curve – does the rumour that it will work with Amex only apply to paid cards or will it also be available on the free card?

    • It will work with the free card but in a different, restricted, way. Although you may find the restrictions worth it to save the chunky monthly fee on Black.

      • Thanks – I am not in business and would not have a large annual spend, but I could easily reach the £500 monthly overseas limit on a two-week holiday.

  7. I just got a Creation All Round credit card onto my Curve,
    but somehow it keeps saying I have no credit when I tried ATM withdrawal,
    anyone have similar experience?

    apparently my friend using Amazon Credit card to withdraw cash still works

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