Win a £500 lastminute.com gift card from Cross Border Financial Planning

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• Dave Barron says:

  1 Oct1 October 06:44

  Another great competition – well done Rob and Anika and thanks to both of you for everything you do.

  Now as with previous competitions let’s see how long it takes someone to moan they can’t enter as abroad! Personally I’m hoping everyone else is unable to enter as then by default I would win ????????

  • Louie says:

    1 Oct1 October 07:11

    That will be me! Just seems ironic that as a Brit living in Australia who has put many financial decisions in the “too difficult” box and thus is a prime candidate for Mr Cole’s services, I’m out by the very fact of my “expatness”.

    • Peter K says:

      1 Oct1 October 07:34

      Or use a VPN!

    • Jane says:

      1 Oct1 October 07:42

      Google Chrome. Download extension FreeMyBrowser. Works with iPlayer too. I have recently used in Portugal, Spain, Germany, Finland and the three Baltic’s – you can completely turn off the extension when not required.

      • fadi9714@gmail.com says:

        1 Oct1 October 10:13

        FreeMyBrowser and seemingly all VPN won’t work for iPlayer TV because BBC auto block based on using a VPN. (I’m in Jordan)

        “BBC iPlayer only works in the UK. Sorry, it’s due to rights issues.”

      • Shoestring says:

        1 Oct1 October 10:32

        Cheers Jane I’ll give it a go

      • Jane says:

        1 Oct1 October 14:10

        Replying to message below: clear your browser cache. Choose United Kingdom. It does work, although I haven’t tested in Jordan. But 15+ other countries.

  • ankomonkey says:

    1 Oct1 October 08:32

    How long until someone complains about not being able to enter from outside UK and how long before someone posts the last 3 characters from their postcode?

    • Mr(s) Entitled says:

      1 Oct1 October 09:05

      4dd: 33 mins

      • ankomonkey says:

        1 Oct1 October 16:50

        🙂

• Crafty says:

  1 Oct1 October 07:33

  Suggestion – competitions only open for 24 hours, rather than a week, which should help to ensure they are won by legit HFP readers rather than being picked up by comping forums and won by volume players?

  • Rob says:

    1 Oct1 October 08:34

    Basically …. the bigger the prize, the more exposure the prize provider wants in return. This generally means a week – or, as we did for Qatar giving away flights once, a month. Anything under £250 will be 24 hours.

    We can actually track inbound clicks from comping sites and it isn’t that much.

    • Crafty says:

      1 Oct1 October 15:49

      Fair enough!

• Sam says:

  1 Oct1 October 07:35

  Very good timing. I was searching for this yesterday

• Peter K says:

  1 Oct1 October 07:43

  Thanks for organising the comp Rob & Anika.

• mike says:

  1 Oct1 October 14:26

  rob – are we to expect these plugs, prizes aside, instead of proper articles on a regular basis going forward?

  • Rob says:

    1 Oct1 October 14:51

    This is the last one in the diary at the moment 🙂 But as our overheads are £1250 per week before I earn a penny, we need to squeeze out a few quid where we can.

    Cross Border seem to be good guys, they came into the office to meet us and seem to know their stuff. Being based in Wiltshire they don’t have the overheads of a London-based advisory group.

• Martin says:

  1 Oct1 October 15:56

  Err Rob

  Surely they would want British expats to be enterting this? I.e non-residents!

  • Nick says:

    1 Oct1 October 18:57

    Yes… but they probably don’t want half of China entering.

• daban says:

  1 Oct1 October 18:44

  Cross Border Financial Planning is all about avoiding taxes. It is immoral

  • Shoestring says:

    1 Oct1 October 19:01

    There’s never been anything immoral about avoiding taxes! Most people in most countries do their best to arrange their affairs to minimise taxes due. All (it is hoped) within the law, of course.

    • Mark2 says:

      1 Oct1 October 19:31

      If not within the law it’s Tax Evasion.

      • Shoestring says:

        1 Oct1 October 19:57

        daban was talking about tax avoidance, which is normal, morally acceptable behaviour. No different to choosing ISAs to park your money rather than high st bank a/cs.

      • Genghis says:

        1 Oct1 October 20:16

        Tax evasion is illegal. Tax avoidance is what everyone should be doing.

      • Mark2 says:

        1 Oct1 October 21:53

        ISAs are Tax Avoidance, as is flying from Dublin etc. to avoid APD.

  • John says:

    1 Oct1 October 20:04

    Taxes are immoral.

    • Shoestring says:

      1 Oct1 October 20:12

      Grossly unfair in the extent of their reach & application, certainly!

  • James says:

    1 Oct1 October 20:37

    There are however substantial grey areas now in tax avoidance schemes which border on evasion [avoidance on a Monday becoming evasion on a Tuesday] – it’s not as clear cut as the 1912 definition of avoidance/evasion. And on top of that, I wouldn’t classify government mandated schemes [such as ISAs] as tax avoidance at all – those are more akin to tax minimisation. On the other hand – cross border taxation often means double taxation. So ‘avoiding’ double taxation is – in my books a good thing. Unfortunately, the same schemes trying to stop double taxation can lead to double non-taxation – the classic definition of tax evasion. Which is why anyone that says ‘tax avoidance is legal’ and ‘tax evasion is illegal’ really should get up to speed within the tax world of the past thirty years.

    • Shoestring says:

      1 Oct1 October 20:50

      Not planning on paying any income tax on my pension 🙂

      There’s jurisdictions & jurisdictions…!

  • Rob says:

    1 Oct1 October 21:55

    But if you are working and/or living across different countries it isn’t that simple.

    If you are concerned about this, I recommend putting all of your Amazon purchases through our link, as I pay very substantial amounts of tax on the commission they pay me, whilst Amazon will pay nothing on that bit of the money if you don’t 🙂

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