Maximise your Avios, air miles and hotel points

LAST CHANCE: Win a £500 gift card from Cross Border Financial Planning

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This week we have been running another great competition and if you haven’t entered yet, you have until midnight tonight (Sunday) to do so.

One lucky reader will win a £500 gift card which can be used on anything from flights to hotels and package holidays.

This competition is sponsored Cross Border Financial Planning, a financial planning company run by a keen HFP reader. Cross Border (website here) is focused on expats (either foreign nationals living in the UK or British nationals living abroad) and people whose lifestyle sees them spending substantial amounts of time in different countries.

Cross Border Financial Planning

About Cross Border Financial Planning

A lot of Cross Border’s clients are globally mobile individuals and families who spend much more of their time in the air than the average person. Getting the most out of their frequent flyer miles is often considered to be important to them and they’re quite happy to devote time to ensuring this. However, when it comes to their cross border financial planning, many appreciate the importance of it but may not devote as much time to it.

(And let’s be frank. The savings made from effective financial planning could easily be enough to afford an upgrade to First Class! It’s just that, for many people, efficient cross border financial planning just isn’t as exciting as earning miles and then finding a creative way to convert that into a First Class suite.)

Much like collecting and spending frequent flyer miles, effective financial planning is all about understanding what you’ve got, what your options are and how you can maximise the potential use. If you are a British expatriate or a foreign national who lives in the UK, the financial planning opportunities (and potential pitfalls) are often different to those that a UK citizen living in the UK would encounter.

Understanding this and incorporating it into a financial plan is the type of work that Cross Border Financial Planning provide for their clients. The benefits of cross border financial planning can range from reducing costs and saving tax, to simply having a more streamlined plan that helps you understand how your assets in different countries come together and what they’ll provide you now and in the future.

The financial planning solutions that Cross Border Financial Planning provide take into account the tax, currency and legal implications for the country the client currently lives in and the country that they plan to move to or formerly lived in. The main areas that they specialise in are:

US / UK cross border financial planning
Australian / UK cross border financial planning
Multi-currency investment strategies
QROPS / UK pension planning for British Expats
Cross border court ordered pension sharing service

Cross Border Financial Planning Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 736360

If you think it is time to take a fresh look at your cross border financial planning, email Edward Cole at [email protected] with any questions or current issues that you have and he can let you know if Cross Border can help. Cross Border’s website is here if you want to learn more.

Our competition

There is one prize of a £500 gift card to be won.

The gift card is valid for six months.

The full list of rules is in the Gleam entry widget below.

How to enter

We are using the same entry system we’ve been using for competitions in the past. Simply fill out the Gleam app at the bottom of this post (or click through to the Gleam website) and leave your name and email address. That’s it.

Your details remain confidential and will not be passed to Cross Border (unless you win!). Head for Points will not use your email address for any other purpose.

The rules

Here is a summary of the rules. The official version can be found by clicking ‘Terms & Conditions’ in the entry widget below.

You must be at least 18 years old

You must be a resident of the United Kingdom and must be accessing this website from inside the UK

Entries are limited to one per person

The competition closes at midnight, London time, tonight, Sunday 7th October 2018

The winner will be selected automatically by the software which collates the entries. The winner will be contacted by email and must confirm their details, including their UK residency, within 3 days.

The competition is promoted by Cross Border Financial Planning and Head for Points. is not a promoter of the competition.

If you cannot see the entry widget below, please click here and you will be directed to a special website to enter.

Good luck!

How do we look after your data?

We use a company called Gleam to manage our competitions. By entering, you are submitting data to Gleam, acting as Data Processor, and not to Head for Points, acting as Data Controller. On top of the data you provide on the entry form, we collect the time, date and location of your entry. Your data is held in the USA in an EU Privacy Shield-compliant facility.

Your data is used only for the purposes of running the competition. It is not used for any other purposes and, apart from a ‘thank you for entering’ email confirmation, you will not receive any other communication from Gleam or Head for Points unless you win. Some competitions may give you additional chances to win if you follow a company on social media or agree to join their mailing list. These choices are always optional and do not impact your ability to enter the competition.

Your data will be erased from Gleam shortly after the winners have been verified. You can receive a copy of your Gleam data (which will be nothing once the winners have been verified) by emailing anika at via the email address used on your entries. You can also email Gleam at [email protected]

Comments (2)

  • jonnii1 says:

    isn’t it odd that a competition by/from a company that, inter alia, helps UK expats abroad, is restricted to U.K. residents who are accessing the website from within the U.K? Just saying!

    • Peter K says:

      I think you mentioned this in the message board for the original article and it was explained there too. It’s to stop the competition being picked up by Chinese websites and having a flood of applications from there. Genuine people abroad can use a VPN.