LAST DAY: Get 10,000 to 25,000 sign-up miles with the Virgin Atlantic credit cards!

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TODAY IS YOUR LAST DAY to take advantage of the impressive special offer for the new Virgin Money-issued Reward and Reward+ credit cards.  The offer ends on Thursday morning, so for safety you should apply today.

For another day:

you will earn an extra 5,000 miles (10,000 miles in total) on the FREE Virgin Atlantic Reward credit card 

you will get an extra 10,000 Flying Club miles (25,000 miles in total) if you take out the Virgin Atlantic Reward+ credit card, which has a £160 fee

This offer runs until early tomorrow morning, 28th February.  You can apply here.

It is worth noting that Virgin Money lets existing Virgin Atlantic cardholders who already have one of the two cards apply for the other one – as long as it was six months ago.  If you got one of the cards when they launched back in April 2018, you should be successful if you now apply for the other.

If the rest of this article sounds familiar it is because it is based on the one I used when this offer last ran!

Virgin Flying Club Reward credit card extra bonus

What do I get from the Virgin Atlantic credit cards?

Here are the key details:

The free card:

The free Virgin Atlantic Reward credit card is a Mastercard which earns 0.75 miles per £1 spent.  The representative APR is 22.9% variable.

New sign-ups to the Virgin Atlantic Reward Credit Card will be able to earn up to 10,000 miles:

  • 5,000 miles for the first purchase made on the card in the first 90 days
  • Plus another 5,000 miles when you apply on or before 28th February and £1,000 is spent on the card within 90 days of opening the account

This means that you are earning 10,000 Virgin Flying Club miles – which are worth around £100 if redeemed for long-haul premium flights – for free.

Virgin Atlantic Reward credit card

The paid card:

The £160 Virgin Atlantic Reward+ credit card is a Mastercard which earns 1.5 miles per £1 spent.  The representative APR is 63.9% variable including the £160 fee based on a notional £1200 credit limit The interest rate on purchases is 22.9% variable.

If you take out the Virgin Atlantic Reward+ credit card you will be able to earn up to 25,000 miles:

  • 15,000 miles for the first purchase made on the card in the first 90 days
  • Plus another 10,000 miles when you apply on or before 28th February and £1,500 is spent on the card within 90 days of opening the account

With this deal, you are receiving – when you factor in the annual fee – 25,000 Virgin Flying Club miles, which are worth around £250 if redeemed for long-haul premium flights, for £160.

Virgin Reward Plus credit card extra bonus

The Reward+ card remains the better deal in my view because, whilst the sign-up deals are roughly equal (10,000 miles for free vs 25,000 miles for £160), once you have the Reward+ card you are earning the superior 1.5 miles per £1 whenever you shop.  You also trigger the upgrade and companion vouchers more quickly

Whilst you can hold both cards at once and get a bonus on each, Virgin Money wants a six month gap between applications.  If you applied for one of these cards back in April when they launched, you should be able to apply for the other one whilst this bonus is running.

How do the upgrade and companion vouchers work?

Each year you can earn a special extra reward.  Your reward is triggered IMMEDIATELY upon hitting the spending target.  The target is £20,000 in a card year for the free Virgin Atlantic Reward credit card and £10,000 in a card year for the £160 Virgin Atlantic Reward+ credit card.

Unlike the British Airways American Express cards, the rewards vary depending on your tier in the Virgin Flying Club scheme.  If you have elite status, you get a better reward.

This is what you can pick from:

All Flying Club members:

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Economy, or

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Flying Club members with Silver status can choose from:

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Premium or Economy, or

A Virgin Clubhouse lounge pass for Heathrow or Gatwick (requires a same-day Virgin Atlantic flight), or

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Flying Club members with Gold status can choose from:

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Upper Class, Premium or Economy

TWO Virgin Clubhouse lounge passes for Heathrow or Gatwick (require same-day Virgin Atlantic flights)

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Taxes and charges are due on ‘free’ 241 seats in the same way as the British Airways American Express 241 vouchers.  Vouchers are valid for two years and you must fly the outbound leg of your trip before the expiry date.

Some tips on applying for the Virgin credit cards

Do NOT use the ‘pre-approval checker’ on the Virgin Money website.  It is a joke.  It is designed for Virgin Money’s mass-market cards and is likely to reject you for being too wealthy and so unlikely to pay interest.  Apply directly.

If your full application is rejected, this can often be overturned if you appeal in writing.  Write to Virgin Money at Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL with a couple of paragraphs expressing your dismay, referencing your Virgin Atlantic status and/or that you had the old MBNA credit cards, and outlining your income and lack of non-mortgage debts.  They will reconsider and you will normally end up being successful.

Conclusion

This is an excellent sign-up bonus.  If you haven’t taken out one of the new Virgin Atlantic credit cards yet, I doubt you will see a better deal than this.  I genuinely don’t know how Virgin Money / Virgin Atlantic can afford such a bonus in the world of 0.3% interchange fees, and you should take advantage before they realise.

The £160 Reward+ card is the better overall package because of the high earning rate and the bonus triggered at just £10,000.

However, even if the Reward+ card is not for you, EVERY Head for Points reader should think about picking up a cheeky 10,000 Virgin Flying Club miles by getting the free Virgin Atlantic Reward credit card and spending £1,000 within 90 days.

You can apply for either of the new Virgin Atlantic credit cards via this link.  Remember that the offer will be pulled tomorrow morning so you should apply today if you’re interested, just to be safe.

(Want to earn more miles and points from credit cards?  Click here to visit our dedicated airline and hotel travel credit cards page or use the ‘Credit Cards Update’ link in the menu bar at the top of the page.)

Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history.  By recommending credit cards on this site, I am – technically – acting as a credit broker.  Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.

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Comments

  1. Do we know if it is possible to earn a 241/upgrade voucher on each reward and reward+ if you have both cards?

  2. Stephane says:

    Probably a stupid question, but can one pay your amex card balance with the virgin card with your curve card ?

    • I asked this a couple of days ago. Apparently in theory you can but it’s against the terms and conditions.

  3. Am i right in saying – I have the free card, and I have to wait 6 months before getting the paid card to get the sign up bonus? I thought this wasn’t the case, but then I read something on here that contradicted that.

    • I think you are getting Virgin and Amex cards mixed up.

      With Amex you need to have *cancelled* a card before reapplying for it again 6 months later to get the bonus again. You can apply sooner and potentially get the card but no bonus. You also can’t hold both the BA blue and black Amex cards at the same time.

      With Virgin they’ve decided you can hold both normal and premium cards at the same but it seems they will automatically reject your application if you last applied for a card from them less than 6 months ago.

      • No i’m not – It’s the bottom paragraph you’ve written which clarifies what I’m asking. thanks.

  4. Richard Cooper says:

    I have both cards. Paid and free. All works well and at last they have an app which is pretty good. I will keep the paid card but I got the free card the last time they did the sign-up bonus and only got 6000 miles despite meeting the correct sign up criteria and emailing, calling and writting to them to try and get the 4000 miles they owe me. When I call them the advisor doesn’t seem to be able to help. Poor CS. Given up now. If Virgin Money want to contact me about this please do!

    • Lawrence says:

      I also had problems with miles refused because I had a refund in one period which was actually related to another period when I was way over the spend required. Refused to honour the miles but gave me a small amount of compensation & a note to go to ombudsman if still unhappy – end of!
      My wife also had miles refused because her card didn’t arrive for 2 weeks and she didn’t achieve the spend in the remaining 2 weeks of that month. So 1 month became 2 weeks and they wouldn’t extend the statement date. All as per t&c’s they said and again gave a token amount of compensation & ombudsman details. Their CS stinks!

      • the_real_a says:

        The ombudsman process is very easy – i wouldn’t hesitate to make a complaint. Its also an effective method to force changes as official complaints in summary form do generally make their way to the executives.

  5. Does the return upgrade voucher stack with the 2 for 1 so that both tickets are upgraded to premium or does it only upgrade 1 ticket?

  6. yorkieflyer says:

    I have now spent 10k on the plus card. I wonder where the voucher will show in my FC account?

    • As a line item on your statement

      • Drolma-la says:

        Which statement? I hit my £10K spending target in November, but don’t see anything either on my Flying Club statement or on my credit card statement. I had assumed that, as with the MBNA cards, that the rewards would not accrue until the end of the first year of holding the card. Now I see Rob says “Your reward is triggered IMMEDIATELY upon hitting the spending target.” Wonder what’s going on…

      • Go into your VFC miles statement, on the ‘My Activity’ section it will show:
        Virgin Atlantic Reward Credit Card – Reward Qualification
        or something marginally different for the plus card.

        • Drolma-la says:

          Ah. I imagine that it would show if my VFC account statement showed any entries earlier than November 2018. No matter how I configure the search, it doesn’t go back far enough. Good to learn, though, that my assumptions about when the vouchers are triggered were wrong.

  7. If I have held the free for over 6 months and now sign up for the Reward+, does that mean I will get the 25,000 bonus?

  8. How long does the application usually take? I applied for mine on 20/02, still no answer apart from the automatic confirmation email.

    • O/H was approved immediately this afternoon.

    • One of the credit card “likely approval checkers” (sorry can’t remember which) actually shows if you’ve been accepted before Virgin tell you as it shows a 0% chance of getting the card as you already have it!

    • Approved today!

  9. So, assuming somewhere around 50k points in the banks, a 241 voucher and no status, what would be the most lucrative utilisation? Also, are Virgin reward flights flexible?

  10. Applied for the free one for the sake of it, it’ll be a nice non-amex earner and a bonus of having access to the new Virgin Money lounge in Cardiff. Shame there’s no referral scheme for these cards. Can’t decide if I want to risk breaking the T&Cs by using this card to pay off my Amex via Curve…

  11. Lawrence says:

    If I cancel my card after achieving the 241/upgrade, will this still be valid?

  12. TravelStrong says:

    I am on the verge of a new signup to either BA Prem Amex, Amex Plat, or Virgin+

    Virgin+ has gone to the back of the queue until I hear better feedback around CS and actually receiving the points as promised. I’ll be keeping an eye on the hfp comments for another 6 months!

  13. It might be worth stating in the reviews that these cards earn double points on Virgin spend. At least, that’s what it says in my paperwork for the Reward+ card. In practice I received double points 0 times out of 1 transactions.

  14. Is there any way to get a referral bonus with the reward+ card?. My partner wants to open it and I already have one but I want to check if there is a bonus available before she goes ahead

  15. Premgenius says:

    Do Virgin Atlantic credit cards often have signup bonuses as I missed this opportunity on this occasion

    • My understanding there will continue to be occasional promotions, yes. I have been involved in discussion on this and I am trying to stop them turning into the DFS of credit cards 🙂

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