Maximise your Avios, air miles and hotel points

REMINDER: Get 12,000 to 30,000 sign-up miles with the Virgin Atlantic credit cards!

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As we now getting to the end of the special promotional period, I wanted to remind you that Virgin Atlantic has an impressive special offer on its new Virgin Money-issued Reward and Reward+ credit cards.

This is the biggest bonus that Virgin Atlantic has EVER run on these cards.  If you have not already applied then this is the ideal time to jump in.

For a limited period:

you will earn an extra 7,000 miles (12,000 miles in total) on the FREE Virgin Atlantic Reward credit card 

you will get an extra 15,000 Flying Club miles (30,000 miles in total) if you take out the Virgin Atlantic Reward+ credit card, which has a £160 fee

This offer runs until 30th June.  You can apply here.

You have two choices – 12,000 Flying Club miles for free on the ‘no fee’ card, or 30,000 Flying Club miles for £160 on the paid card, plus an exceptionally high earning rate for the next 12 months.  It is up to you.

If this article sounds familiar it is because it is based on the one I used when this offer last ran!

Virgin Flying Club Reward credit card extra bonus

Here are the details:

The free card:

The free Virgin Atlantic Reward credit card is a Mastercard which earns 0.75 miles per £1 spent.  The representative APR is 22.9% variable.

New sign-ups to the Virgin Atlantic Reward Credit Card will be able to earn up to 12,000 miles:

  • 5,000 miles for the first purchase made on the card in the first 90 days
  • Plus another 7,000 miles when you apply on or before 30th June and you spend £1,000 on the card within 90 days of opening the account

This means that you are earning 12,000 Virgin Flying Club miles – which are worth around £120 if redeemed for long-haul premium flights – for free.

Virgin Atlantic Reward credit card

The paid card:

The £160 Virgin Atlantic Reward+ credit card is a Mastercard which earns 1.5 miles per £1 spent.  The representative APR is 63.9% variable including the £160 fee based on a notional £1200 credit limit The interest rate on purchases is 22.9% variable.

If you take out the Virgin Atlantic Reward+ credit card you will be able to earn up to 30,000 miles:

  • 15,000 miles for the first purchase made on the card in the first 90 days
  • Plus another 15,000 miles when you apply on or before 30th June and you spend £3,000 on the card within 90 days of opening the account

With this deal, you are receiving 30,000 Virgin Flying Club miles, which are worth around £300 if redeemed for long-haul premium flights.

Virgin Reward Plus credit card extra bonus

The Reward+ card remains the better deal in my view.  Whilst the sign-up deals are roughly equal (12,000 miles for free vs 30,000 miles for £160), once you have the Reward+ card you are earning the superior 1.5 miles per £1 whenever you shop.  You also trigger the upgrade and companion vouchers more quickly.

Can I apply for the other card if I already have a Virgin Atlantic credit card?

It seems not.  Virgin Money has recently added this clause to the application form:

“I am not an existing Virgin Atlantic Credit Card customer and I have not closed another credit card issued by Virgin Money in the last 6 months.”

Virgin Money is not imposing this clause equally.  Some HFP readers are still being accepted for the card they do not already hold.  Others are receiving a letter turning them down because they are an existing cardholder.   It is up to you if you want to try ….. if you are accepted for a 2nd card, you WILL get the bonus.

It is frustrating that Virgin Money is not offering an upgrade route for people on the free card who are now willing to pay the annual fee in return for the higher earning rate.

How do the upgrade and companion vouchers work?

Each year you can earn a special extra reward.  Your reward is triggered IMMEDIATELY upon hitting the spending target.  The target is £20,000 in a card year for the free Virgin Atlantic Reward credit card and £10,000 in a card year for the £160 Virgin Atlantic Reward+ credit card.

Unlike the British Airways American Express cards, the rewards vary depending on your tier in the Virgin Flying Club scheme.  If you have elite status, you get a better reward.

This is what you can pick from:

All Flying Club members:

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Economy, or

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Flying Club members with Silver status can choose from:

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Premium or Economy, or

A Virgin Clubhouse lounge pass for Heathrow or Gatwick (requires a same-day Virgin Atlantic flight), or

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Flying Club members with Gold status can choose from:

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Upper Class, Premium or Economy

TWO Virgin Clubhouse lounge passes for Heathrow or Gatwick (require same-day Virgin Atlantic flights)

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Taxes and charges are due on ‘free’ 241 seats in the same way as the British Airways American Express 241 vouchers.  Vouchers are valid for two years and you must fly the outbound leg of your trip before the expiry date.

Some tips on applying

Do NOT use the ‘pre-approval checker’ on the Virgin Money website.  It is a joke.  It is designed for Virgin Money’s mass-market cards and is likely to reject you for being too wealthy and so unlikely to pay interest.  Apply directly.

If your full application is rejected, this can often be overturned if you appeal in writing. Write to Virgin Atlantic Credit Cards, PO Box 10609, Wigston, LE18 9HA with a couple of paragraphs expressing your dismay, referencing your Virgin Atlantic status and/or that you had the old MBNA credit cards, and outlining your income and lack of non-mortgage debts.  They will reconsider and you will normally end up being successful.

Conclusion

This is an excellent sign-up bonus.  If you haven’t taken out one of the new Virgin Atlantic credit cards yet, I doubt you will see a better deal than this.  I genuinely don’t know how Virgin Money / Virgin Atlantic can afford such a bonus in the world of 0.3% interchange fees, and you should take advantage before they realise.

The £160 Reward+ card is the better overall package because of the high earning rate and the long-term spending bonus triggered at just £10,000.

However, even if the Reward+ card is not for you, EVERY Head for Points reader should think about picking up a cheeky 12,000 Virgin Flying Club miles by getting the free Virgin Atlantic Reward credit card and spending £1,000 within 90 days.

You can apply for either of the new Virgin Atlantic credit cards via this link.

Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history.  By recommending credit cards on this site, I am – technically – acting as a credit broker.  Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.

(Want to earn more Virgin Flying Club miles?  Click here to see our recent articles on Virgin Atlantic and Flying Club and click here for our home page with the latest news on earning and spending other airline and hotel points.)

Comments (50)

  • The Original Nick says:

    How long are people waiting for their miles to credit to their Virgin accounts once the card has first been used? My OH has been spending on hers for about two weeks now and no miles have credited yet.

    • Harry T says:

      I presume it happens when you get your statement at the end of the first month. I haven’t received any yet and I’ve been spending for a similar time on my new card.

    • stevenhp1987 says:

      My first statement was generated on 24th March but the points didn’t hit my account until 12th April!

      My following 2 months have credited the same day as the statement has generated!

  • Pin perl says:

    Had a very bad experience with virgin,
    I applied for the free card and received it but when i reached 950 pounds after 2 weeks they suddenly blocked my card and requested proof of funds to prove that I can pay off card, so I sent them statements proving that I have plenty of funds….
    But that wasn’t enough, they wanted to know exactly what every single transaction is, to who and why…. As if I was asking for a mortgage or something????
    ROB??? Is that normal for a credit card company?? Like, I’ve applied for tens of amex cards for myself and others and have never had such an experience, all they ask for statements is to adjust the credit????

    • Rob says:

      It does sound odd, but of course they are in their rights to ask for whatever they want if they cannot get confident about you from your public credit and data files.

    • Tilly71 says:

      These type of checks happens frequently when a credit card company notice or suspect unusual spending on accounts.
      Was your £950 in one or two transactions? No matter, you should of not been hit with a check after such a small amount as usually these checks only happen after numerous or frequent similar large transactions in a short amount of time.

  • Tilly71 says:

    Does your VA monthly account statement starts on the day the card was issued or the date the card was activated?

  • Jon says:

    The Avios article is great showing different values for various ways of redeeming Avios but I can’t see anything similar for Virgin Miles. It seems they are very poor for flights so how else can I spend my 30,000 Miles?

  • Travel Strong says:

    Appeal rejected for the rewards+ card – despite being happy to move/split the reward card credit limit, and despite a long list of loyalty to virgin money products.
    So existing card immediately paid off and will cancel as soon payment clears – Goodbye Virgin. Hello BAPP. Guess I’ll be getting my 2-4-1 from BA and sending my Amex miles to BA too.

  • pin perl says:

    they have a very cheap service and PR, amex far better professional….