The Crowne Plaza Kensington hotel has a secret beach in summer

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• John says:

  3 Jul3 July 09:10

  OT:

  I’ve probably been a bit silly. Applied for Green, then upgraded to Platinum straight away, then referred myself for nectar for the 12,000 referral bonus all within a month.

  On the upside; everything worked well and I now have enough avios to take a first class redemption.

  On the downside; looks like Amex credit checked me for each of those applications and my credit score has plummeted.

  I should say that first of all, part of me anticipated that something like that might happen, but also that I’m not one of those people that gets too panicky about credit scores and it’s not like I’m majorly concerned about it.

  The only red-face on my credit score is ‘too many applications in too short a time’, and I have no reason to apply for a product I’ll be credit checked for in the next 6 months or so so it’s not worrying me.

  Just wondered if it’s a case of time being the healer on this one, or if there is any practical remedial action I could take to get it back to normal?

  Any ideas?

  • John says:

    3 Jul3 July 09:27

    You don’t have a credit score, you have many credit scores with every financial institution that provides you with a credit product. You also have three credit scores with each of the credit reference agencies. As these do not lend money, their scores are almost completely irrelevant (some financial institutions do auto reject any applications if the CRA they use calculates a particularly low score).

    You say you are “not one of those people that gets too panicky about credit scores” but this post is entirely panicking. Are you also worried about the amount of Facebook likes you have?

    • John says:

      3 Jul3 July 09:41

      I suppose ‘not too panicky’ is different from ‘I’m not panicking at all’- sorry if that threw you.

      Came off Facebook two years ago and haven’t missed it at all. Hope that makes you feel better.

      • Alex M says:

        3 Jul3 July 10:09

        John, I hope you are talking to different John and not yourself! 8)

  • AndyW says:

    3 Jul3 July 09:30

    It will clear itself up in a few months. Probably just don’t do anything else that will trigger a check for the time being if you are concerned about it.

    • John says:

      3 Jul3 July 09:38

      Thank you Andy.

    • Matt B says:

      3 Jul3 July 10:03

      Last year I bought a car from motorpoint split across our virgin mbna cards. Paid off mine immediately and my wife’s a week later. Made the mistake of letting her account cycle at almost full utilisation (almost £15k) and her Amex pre approval tanked to 2/10 from the usual 9.5/10. Left it a month or so and it went back to normal.

  • Anna says:

    3 Jul3 July 09:56

    John – I recently applied for a First Direct credit card to use a balance transfer offer. They called me to ask why there were so many Amex applications followed by card closures. I told the CSA I used them all for sign up bonuses and she laughed and approved my application. I honestly think that good payment history is way more important than how many applications you make.

  • Charlieface says:

    3 Jul3 July 14:30

    Banks can see history going back 6 years, but most only care about 6 months worth. Some of the more clever ones will weight more recent applications higher than older ones.
    Also you often get multiple checks for a single application. I don’t think banks have any way of verifying whether two checks are separate or part of the same application. I think they just guess based on how far apart they are.

• Nate1309 says:

  3 Jul3 July 09:29

  Fly out of T5 friday in ET no status, have Platinum and PP, where would you go? 17:00.

  • fivebobbill says:

    3 Jul3 July 10:01

    What’s ET, Economy?
    Anyway, looks like your only option is either Aspire with Priority Pass, or Plaza Premium with your Amex Plat. Plaza Premium isn’t just as exclusive as it used to be given they now allow Natwest accounts in, but it’s still a huge step up from Aspire (which you mightn’t even get into)!
    No brainer…

    • fivebobbill says:

      3 Jul3 July 10:07

      Oh Euro Traveller, sorry …

    • Lady London says:

      3 Jul3 July 14:15

      +1. Aspire is really not up to standard, rammed, waste of time.
      If you can’t get into Plaza P spend your money somewhere like Gordon Ramsay’s or Fortnum’s Cavia Bar instead…. even the noisy Pret area on the ground floor would be a better use of your time and money.

      Next time I suggest you choose T3 to fly out of where there is much more to choose from, or Gatwick!

  • Memesweeper says:

    3 Jul3 July 10:22

    Plaza Premium

  • Nate1309 says:

    3 Jul3 July 10:24

    Yes Euro Traveller. Thanks both. 🙂

• Mike says:

  3 Jul3 July 10:11

  If you have Amex Platinum, can you give yourself a supplementary gold rewards card?

  • Mike says:

    3 Jul3 July 12:32

    Yes, but it won’t have the benefits of the Gold Rewards, it’s basically a Platinum in gold disguise.

    • eli Gold says:

      4 Jul4 July 15:01

      I have a friend who claims he upgraded his gold to a platinum during the first year while free and he’s not paying anything for having the platinum card till the end of his free gold year. does this make sense? anyone know about this?

• Ian M says:

  3 Jul3 July 10:16

  OT..

  Emirates chauffeur service.. I made a First class reward flight booking with Emirates back in January for a trip in November, their website clearly stated that this included their chauffeur service. I know they’ve since withdrawn this for new bookings but I was under the impression that for bookings made before then service would still be honored. I just called Emirates to book the chauffeur and was told because I didn’t book the chauffeur before 1st March it’s no longer available, despite the fact I booked the flight in January! Has anyone else has this issue?

  Like I said, their website very clearly stated this service was included when I made the booking.

  • Rob says:

    3 Jul3 July 10:52

    Emirates is correct, this was the policy they put in place. You still qualified as long as you booked it via the cut off date.

  • Neil Donoghue says:

    3 Jul3 July 10:54

    That would be a nasty trick if that’s the case but I wouldn’t be surprised! It did say book before the 1st of March

    • Chrisasaurus says:

      3 Jul3 July 12:04

      Very clever trick knowing pickup requirements by the end of Feb for a November flight if that is what they expected of you!

      • Ian M says:

        3 Jul3 July 13:50

        I thought it meant book your flight by 1st March, not book the chauffeur itself.

        I had no idea what hotel I would need picking up from back in February!

        • Lady London says:

          3 Jul3 July 14:00

          I’d call to cancel the flight and let them know why.

          Emmirates is not that much cheaper so guessing you have many alternatives?

• Paul Stevens says:

  3 Jul3 July 10:19

  OT: Had Spend £100 get £20 back for Hawksmoor this morning on two BAPP. Valid until 31/8/2019. Very nice given I already have two bookings there!

  • Waddle says:

    3 Jul3 July 14:49

    I just checked and have the same, also a 4 bonus Avios per £1 offer at Hakkasan and £20 back for £100 spend at Gordon Ramsay restaurants.

    • Paul Stevens says:

      3 Jul3 July 16:17

      I’ve used the Gordon Ramsay one before and it works as advertised. Went to Hakkasan in NYC ages ago but never in London. Maybe now is the time to try it…

• Alan says:

  3 Jul3 July 10:56

  OT – AMEX Gold Lounge Card

  Flying from LGW shortly and was considering popping in to a lounge to check it out. If I use my lounge card, that still has its 2 uses intact , to get Wife and myself in would I need to pay to get our 15 year old in or are accompanied minors allowed in with you?

  Thanks

  • Shoestring says:

    3 Jul3 July 11:02

    £20

    you can ask nicely, of course

    2 & unders get in free, I don’t think most desk staff care about 5 & unders

  • Rob says:

    3 Jul3 July 11:13

    Depends on the lounge – you need to look up their policies on the Lounge Club website. Unlikely though.

  • Alan says:

    3 Jul3 July 12:44

    OK thanks both of you.

• Aidan says:

  3 Jul3 July 11:14

  The new metal card simply has a ‘sticker’ on the back (with signature panel etc) which is where the contactless bits must be under.

  A friend from the US showed me his metal chase credit card with the back peeling off, I can see that happening with my card eventually as my plastic cards never last till their expiry date…

• Gib’s fan says:

  3 Jul3 July 12:19

  “Somewhere classy” doesn’t really go hand in hand with the Crown Plaza, does it?

  • Rob says:

    3 Jul3 July 12:46

    This one is surprisingly pleasant (by Cromwell Road standards!). Beats the easyHotel just around the corner …

    • Radiata says:

      3 Jul3 July 14:24

      Looking at your 2015 review and the comments, striking is that whilst you point out it good value at 45000 points vs 35000 for the Holiday Inn nearby, one of the comments pointed out that the InterCon Park Lane (1 Hamilton Pl) only 50000 points…

      A reminder to be grateful for what we have at any particular time..

This article is closed to new comments. Feel free to ask your question in the HfP forums.