Carlisle Lake District Airport (finally) opens – but with very few flights

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• Alan says:

  5 Jul5 July 13:15

  OT: Just received an email through from Creation re: the IHG Premium card and noticed this statement;

  From 13th September 2019 you are no longer able to use your card for Gambling transactions. Please see clause 5.3 in your Terms and Conditions.

  I don’t and never have used my card for that kind of transaction, because I’ve always assumed that it counted as a ‘cash advance’ and you’d pay a fee. Is that not the case? Anyone have any experience in this?

  • RussellH says:

    5 Jul5 July 14:09

    I put some money on the Grand National many years ago using my Creation Marriott Card and got stung with a cash advance fee.
    I have not had anything from Creation on this recently, but if you are quoting from revised Ts+Cs, I would interpret that as meaning that they will block all transactions with gaming / gambling firms.

    • Funtime says:

      5 Jul5 July 23:11

      Just rinse it

  • the_real_a says:

    5 Jul5 July 20:17

    I was told that there was a specific problem with Spread Bets with losses from Cryptocurrency…

    • RIccatti says:

      6 Jul6 July 10:02

      Yes, ‘Spread Betting’ on financial markets is legally structured as gambling, and so winnings are tax-free.

• RakishDriver says:

  5 Jul5 July 13:48

  OT – Amex Plat car hire cover and package holiday that includes car hire in the price – does Amex plat insurance cover this type of hire?

• Rob says:

  5 Jul5 July 14:44

  Thanks.

• John says:

  5 Jul5 July 17:11

  Very OT unless you’re caffeine dependent.

  After disappearing from Avios in-store earning (to the extent it still exists) Caffe Nero has now signed up with Virgin Atlantic. 8 points per £ on in-store, pre-registered MasterCard and Visa transactions. It’s something…

  • Andrew says:

    5 Jul5 July 18:48

    I’ve got Cafe Nero on my BoS card at the moment as 8% under Everyday Offers. It layers nicely.

    Got to keep an eye on these offers though as I’ve registered my cards on multiple sites (Virgin, Nextjump, Grow Up On, BA) and can’t be sure which way the funding will route. Sometimes it clashes and doesn’t work at all and other times you get double or more.

  • John says:

    5 Jul5 July 19:42

    I usually have an Amex 5-10% offer going, which I use to buy gift cards, so not bothered about avios.

• meta says:

  5 Jul5 July 19:22

  O/T Just noticed. Looks like Miles and More introduced transfer miles option for a fee. You can transfer up to 35,000 miles to anyone per year for £8.98 per 1000 miles. Bad deal unless maybe you’re redeeming for LH F and are a few thousand short. Still Why don’t they introduce household accounts like in Germany, Austria and Switzerland?

  • Rob says:

    5 Jul5 July 21:54

    Agreed, bad. But then my wife has 8k expiring ….

    But … if a promo turned up to buy miles at 0.9p I would say no ….

    • RIccatti says:

      6 Jul6 July 10:03

      Ruffles, as a rational economic agent you should exhibit no preference!!

    • Lady London says:

      6 Jul6 July 10:13

      I put about that number of Lufthansa miles into Amazon. Then told Lufthansa to close my account and remove all my data. Got fed up with Lufthansa’s mean expiry policies / mileage stealing and poor earning.

      Also Lufthansa lost me a US transcontinental award booking because it wasnt clear that when you booked and got a confirmation of the booking together with the airline booking ref online and received the confirmation by email as well, oh no you hadn’t got the booking at all.
      Apparently at a further point after that you were required to confirm again otherwise the booking was lost (found out 9 months after booking when I went to change date). This was nowhere made clear. That was dirty tricks and sneaky and deliberately nontransparent and a barrier to using your hard-accrued Lufthansa miles. That was the final thing that made me cash out for rotten amazon rates.
      I closed my Miles&More account and told them to remove all my data as well (GDPR).

      When you cash out Lufthansa though, you van set country on the website to Germany. You will get a different set of merchants to cash out to. I nearly opted for Tchibo as i usually take a look in there when I’m in Germany.

• Rash says:

  5 Jul5 July 20:47

  OT: Curve card seems to have been compromised and some strange transactions appearing on it. First was declined, second I am waiting for it to be declined. I remember it happened to others, I have locked card via app immediately.

  I’ve also sent a message to Curve, how did others fare with getting their issue sorted?

  • George says:

    5 Jul5 July 21:11

    Hey Rash, sorry to hear this happened. My curve details got cloned a few months back while I was in the USA without the attached phone. Didn’t realise until I was 2.5k down. In credit to them, Curve handled it all within 48 hours (working time). Out of hours phone number is useless and they make a big point about not issuing a chargeback through the underlying card but their protection is fairly comprehensive. Money was back in my account in 3 days, card was reissued and continued with my holiday. For what its worth, I called Barclaycard first and Curve handled it better than they did – albeit with a delay.

    • Rash says:

      5 Jul5 July 21:16

      Thanks George, good idea I’ll call IHG to block the card also

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