How to use your American Express Business £50 or £75 Dell credit

There are currently VERY generous sign-up bonuses on the American Express Business cards for SME’s:

• American Express Business Platinum comes with a 100,000 points bonus – apply here, review here

• American Express Business Gold comes with a 50,000 points bonus – apply here, review here – and is FREE for your first year

Subject to usual checks, all you need to open one of these cards is a business bank account. Your company does not even need to be trading yet.

One additional benefit if you get one of these cards is annual Dell credit. You MUST opt-in via this page of the American Express website. Once opted in, you will receive:

• £50 Dell statement credit (no minimum spend) every six months for Business Gold cardholders

• £75 Dell statement credit (no minimum spend) every six months for Business Platinum cardholders

The six month periods run from January to June and July to December. This means that if you place a Dell order now to use up your allowance, you can place another in July.

I was having a look at the Dell website over the weekend looking for ways to use my own allowance. If you don’t need any IT equipment at the moment, take a look here.

Dell sells a range of laptop bags, briefcases, messenger bags, laptop sleeves and backpacks – see this page of their website.

You might find something here to use with your statement credit. Remember that the prices shown exclude 20% VAT so if you want 100% of your costs covered you want an item selling for less than £42 + VAT if you have Business Gold or £63 for Business Platinum. Delivery is free on most items.

Dell also has a decent range of mice, keyboards and monitors which will work with all computers, not just Dell models – details here.

If you really don’t need anything, consider buying non-electrical items (backpack, laptop bag etc) and donating them to a local charity shop. They should sell for a decent amount if still wrapped and you may be able to get tax relief on the sale price.

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Want to earn more points from credit cards? – October 2021 update

If you are looking to apply for a new credit or charge card, here are our October 2021 recommendations based on the current sign-up bonus. 

You can see our full directory of all UK cards which earn airline or hotel points here.

The following offers will end soon:

• 10,000 Avios on British Airways American Express (ends 2nd November)
• 40,000 Avios on British Airways American Express Premium Plus (ends 2nd November)
• 60,000 points on The Platinum Card from American Express (ends 2nd November)
• 30,000 points on American Express Preferred Rewards Gold (ends 9th November)

Here are the top current deals:

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers.

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending: