Maximise your Avios, air miles and hotel points

American Express Gold card

American Express Preferred Rewards Gold is our top choice for your first ‘miles and points’ credit card. It has no annual fee for the first year, comes with two free airport lounge passes and has a very generous bonus of 20,000 Membership Rewards points.

This article explains in greater detail why the American Express Gold card is the best credit card for a miles and points beginner.

You can read our full review of the American Express Preferred Rewards Gold card here.  You can apply for the card here.