This article is sponsored by American Express
One interesting and often-forgotten benefit of the American Express® Business Gold Card and American Express® Business Platinum is annual Dell credit. It’s a strong benefit to add to the multiple reasons why the American Express Business Cards are worth considering if you are a business owner and yet to sign up.
As a reminder:
- Business Platinum Cardmembers get £150 of Dell credit per year – £75 to spend between 1st January and 30th June and £75 to spend between 1st July and 31st December – apply here, review here
- Business Gold Cardmembers get £100 of Dell credit per year – £50 to spend between 1st January and 30th June and £50 to spend between 1st July and 31st December – apply here, review here (this card is FREE for the first year so it really is £100 of free money to spend at Dell)
If you are an existing Cardmember, you MUST opt-in via this page of the American Express website.
The six month periods run from January to June and July to December. This means that if you place a Dell order now to use up your allowance, you can place another from next weekend when July arrives.
If you are thinking of signing up for an American Express Business Gold or American Express Business Platinum card, there may still be time to sign up and make use of the Dell credit before the end of June.
You can apply for the Cards here. The American Express Business Gold Card has an annual fee of £175 from Year 2, but is free in Year 1. The American Express Business Platinum Card has an annual fee of £595.
How can you use your Dell credit?
I was having a look at the Dell website looking for ways to use my own allowance before 30th June.
Dell is best known for its XPS range of laptops. You can see details here. Rhys swears by his XPS 15 in the HfP office and I had an XPS 13 for many years.
If you don’t need a new computer at the moment, take a look here at the ‘Accessories’ section of the Dell site.
Dell sells a range of laptop bags, briefcases, messenger bags, laptop sleeves and backpacks – see this page of their website.
You might find something here to use with your statement credit. Remember that the prices shown exclude 20% VAT so if you want 100% of your costs covered you want an item selling for less than £42 + VAT if you have Business Gold or £63 for Business Platinum. Delivery is free on most items.
If you’re happy with an end-of-line or refurbished item, the credit also works on purchases from the Dell Outlet site here.
Additional Card benefits
Of course, the Dell credit isn’t the only reason to get either the American Express Business Gold Card and American Express Business Platinum Cards.
Both Cards come with attractive sign-up bonuses. Currently you’ll receive 20,000 American Express Membership Rewards points when you spend £3,000 within three months with the American Express Business Gold Card. The American Express Business Platinum Card offers an even higher sign up bonus: 40,000 Membership Rewards points when you spend £6,000 within 90 days.
Whilst the American Express Business Platinum Card does have a higher annual fee (£595), it also comes with a number of travel benefits, including two Priority Pass cards, elite status in four major hotel loyalty programmes and comprehensive travel insurance.
If you can make good use of the Dell credit, either for yourself or for friends, family or charity, it offers a significant extra reason to get an American Express Business Charge Card. This is especially true with American Express Business Gold Card, which is free for the first year but still comes with £100 of Dell credit.
You can apply for American Express Business Gold here – the current sign-up bonus is 20,000 Membership Rewards® points for spending £3,000 in three months. There is no annual fee for the first year.
You can apply for American Express Business Platinum here – the current sign-up bonus is 40,000 Membership Rewards points for spending £6,000 in three months.
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and is authorised and regulated by the Financial Conduct Authority.
If you want to benefit from a Business Card without an annual fee, learn more about the American Express® Business Basic Card here.
Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibly to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points. The site discusses products offered by lenders but is not a lender itself. Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as an independent credit broker.