One interesting and often-forgotten benefit of the American Express Business Gold card and the American Express Business Platinum card is annual Dell credit. It’s a strong benefit, especially for American Express Business Gold where the card is free for Year 1.
As a reminder:
- Business Platinum holders get £150 of Dell credit per year – £75 to spend between 1st January and 30th June and £75 to spend between 1st July and 31st December – apply here, review here
- Business Gold holders get £100 of Dell credit per year – £50 to spend between 1st January and 30th June and £50 to spend between 1st July and 31st December – apply here, review here (this card is FREE for the first year so it really is £100 of free money to spend at Dell)
You MUST opt-in via this page of the American Express website before making your first Dell purchase. Once you have opted in once, you don’t need to do it again for subsequent purchases.
The six month periods run from January to June and July to December. This means that if you place a Dell order now to use up your allowance, you can place another in two weeks when it is July and the credit resets.
If you are thinking of signing up for an American Express Business Gold or American Express Business Platinum card, there may still be time to sign up and make use of the current Dell credit before the end of June.
The American Express Business Gold card has an annual fee of £175 from Year 2, but is free in Year 1. The American Express Business Platinum card has an annual fee of £650 but has valuable benefits including a £200 annual Amex Travel credit.
SPECIAL OFFER: You will receive an extra £100 statement credit, on top of the usual bonus of 40,000 Membership Rewards points, when you apply for American Express Business Platinum by 18th July. Click here to apply.
How can you use your Dell credit?
Dell is best known for its XPS range of laptops. You can see details here. Rhys swears by his XPS 15 in the HfP office and I had an XPS 13 for many years.
If you don’t need a new computer at the moment, take a look here at the ‘Accessories’ section of the Dell site.
Dell sells a range of laptop bags, briefcases, messenger bags, laptop sleeves and backpacks – see this page of their website.
The picture below is what I bought last June with my January to June 2022 credit – an Alienware gaming mouse for my son. It was £70 when I bought it, so handy for my £75 of Business Platinum credit, but is currently reduced to £56. It will fit nicely into the £50 Business Gold allowance.
“Your on-the-go workday becomes more portable than ever with this lightweight twistable mouse featuring multi-device connectivity that easily stows in any bag or travel case.”
At the time I bought it for her, the price was a convenient £74 including free delivery so it made maximum use of the £75 credit from my Business Platinum card. The price is now down to £54 so it is a good option for Business Gold cardholders too.
For my Spring 2023 credit I bought a new laptop power cord, because my existing seven year old one was starting to play up.
If you’re happy with an end-of-line or refurbished item, the credit also works on purchases from the Dell Outlet site here.
You may get an extra 10% back ….
Many American Express Business accounts are currently targetted for a second Dell cashback offer – 10% back on purchases up to £1,000.
Based on previous experience, this will double up with the Dell £50 / £75 credit deal. This means that you will actually make a profit on your order if you spend under £50 (Business Gold) or under £75 (Business Platinum)!
The 10% cashback offer runs to 30th September 2023 so you could also benefit from it if you make another Dell transaction after 1st July when the statement credit resets.
Other benefits from Business Gold and Business Platinum
Of course, the Dell credit isn’t the only reason to get either the American Express Business Gold card and American Express Business Platinum cards.
Both cards come with attractive sign-up bonuses. Currently you’ll receive:
- 20,000 American Express Membership Rewards points when you spend £3,000 within three months with the American Express Business Gold card
- 40,000 American Express Membership Rewards points + £100 statement credit when you spend £12,000 within 90 days with the American Express Business Platinum card
Whilst the American Express Business Platinum card does have a high annual fee (£650), it also comes with a number of travel benefits. These include:
- two Priority Pass cards for airport lounge access (each allowing two guests, so four people are covered)
- elite status in four major hotel loyalty programmes
- comprehensive travel insurance
- a free digital subscription to The Times and The Sunday Times, and
- £200 per year to spend at Amex Travel (which is basically free money for the sort of person who reads HfP!)
Check the eligibility criteria for the sign-up bonuses carefully. You will still qualify for the Dell credit even if you don’t qualify for a new cardholder bonus.
If you can make good use of the Dell credit, either for yourself or for friends, family or charity, it offers a significant extra reason to get an American Express Business charge card. This is especially true with the American Express Business Gold card, which is free for the first year but still comes with £100 of Dell credit.
You can apply for American Express Business Gold here – the current sign-up bonus is 20,000 Membership Rewards points for spending £3,000 in three months. There is no annual fee for the first year.
You can apply for American Express Business Platinum here – the current sign-up bonus (special offer to 18th July) is 40,000 Membership Rewards points + £100 statement credit for spending £12,000 in three months.
Want to earn more points from credit cards? – December 2023 update
If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.
In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.
You qualify for the bonus on these cards even if you have a British Airways American Express card:
You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.
SPECIAL OFFER: Until 9th January 2024, you will receive 30,000 Membership Rewards points (convertible to 30,000 Avios) with American Express Preferred Rewards Gold. You receive 25,000 points if you spend £3,000 in three months and a further 5,000 points if you hold the card for 15 months. You can apply here.
SPECIAL OFFER: Until 9th January 2024, you will receive a huge 100,000 Membership Rewards points (convertible to 100,000 Avios) with The Platinum Card. You receive 75,000 points if you spend £10,000 in six months and a further 25,000 points if you hold the card for 15 months. You can apply here.
British Airways American Express Premium Plus
25,000 Avios and the famous annual 2-4-1 voucher Read our full review
American Express Preferred Rewards Gold
Your best beginner’s card – 30,000 points (TO 9th JANUARY), FREE for a year & four airport ….. Read our full review
The Platinum Card from American Express
Crazy 100,000 points (TO 9th JANUARY) and a huge range of valuable benefits – for a fee Read our full review
Virgin Atlantic Reward+ Mastercard
15,000 bonus points and 1.5 points for every £1 you spend Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers:
British Airways Accelerating Business American Express
30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review
American Express Business Platinum
40,000 points bonus and an annual £200 Amex Travel credit Read our full review
American Express Business Gold
20,000 points sign-up bonus and free for a year Read our full review
Capital On Tap Business Rewards Visa
Get a 10,000 points bonus plus an extra 500 points for our readers Read our full review
For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.