Maximise your Avios, air miles and hotel points

How a solo traveller can benefit from Barclaycard upgrade vouchers and BA Amex 241 vouchers

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The launch of the Barclaycard upgrade vouchers, available via Barclays Premier with Barclays Avios Rewards and the two Barclaycard Avios Mastercard credit cards, was a substantial boost for the solo traveller looking to fly with Avios.

(As a reminder, there is a 25,000 Avios sign-up bonus on the Barclaycard Avios Plus Mastercard and a 5,000 Avios sign-up bonus on the free Barclaycard Avios Mastercard.)

Just as important, the launch of the Barclaycard credit cards spurred American Express into making its own British Airways credit cards more attractive to solo travellers.

Using Avios as a solo traveller

Miles and points for the solo traveller

How should your miles and points collecting change if you are a solo traveller?

Whilst Head for Points has always treated the 2-4-1 voucher from the British Airways American Express card as the greatest thing since sliced bread it would have been pretty useless to me in my youth.

I did a lot of solo travelling before I settled down, and a 2-4-1 voucher wasn’t much use there.

The 2022 changes to the British Airways American Express vouchers made a big difference to solo travellers. You can now use a 2-4-1 companion voucher to get a 50% Avios discount on a flight for one person. There’s no saving on the taxes and charges though ….

Miles and points benefits for the solo traveller

Ignoring the Barclaycard and British Airways American Express vouchers for a minute, in general the solo traveller has an easier time with the ‘miles and points’ game than a couple, and a far easier time than a family.

Here are a few things in your favour as a solo traveller:

  • The fewer award seats you want, the easier it is to get them. One is easier than two is easier than four.
  • Unless you work in education, a solo traveller is unlikely to be tied down to school holidays when seats are harder to find and both British Airways and Virgin Atlantic are operating ‘peak’ reward pricing.
  • Some airlines restrict the award seats they release.  British Airways only opens up four Club World seats 355 days from departure, although they will generally open up more as the months pass. Virgin Atlantic only guarantees to open two seats in Upper Class.
  • A solo traveller will find it easier to arrange their schedule to maximise their points earning and burning and even minimise their airport taxes. Ever tried telling your partner that you need to change your hotel three times during a week because you want to maximise your bonus points? Or that they are flying to New York via Madrid because its just 34,000 Avios each way in business class? If you’ve got family, don’t even think about it, at least whilst your kids are small.
  • A solo traveller may also be willing to compromise slightly on airline or hotel quality to maximise points earning or minimise points spending.  Whenever I go with my family we stay at better hotels, ignoring whatever promotions are on offer elsewhere, than if I am travelling alone.
Using Avios as a solo traveller

Things that count against the solo traveller:

  • You don’t have a partner who can also obtain credit card sign-up bonuses
  • You don’t have a partner who can help boost your ‘household income’ to improve your chances of being accepted for credit cards, although American Express has now moved back to looking only at personal income
  • You don’t get any favours from the hotel reward schemes – a room for one person costs the same number of points as a room for two. That said, you get an easier time than a family, as suite redemptions using points are rarely available.  You can request two connecting rooms but in my experience it is 50/50 whether you actually get them when you check in.

What do credit card annual spend vouchers have to offer the solo traveller?

How does the Barclays upgrade voucher work?

There are three ways of earning a Barclays upgrade voucher:

The vouchers are valid for two years. They cannot be used to travel in First Class, only Business Class and Premium Economy / World Traveller Plus.

The Barclays upgrade voucher allows you to upgrade an Avios seat for free.  (Actually, technically, that’s not how it works. It lets you book a Club World Avios seat and pay the mileage of World Traveller Plus, or book a World Traveller Plus Avios seat and pay the mileage of World Traveller. You need Avios availability in the cabin in which you will sit.)

This HfP article explains in detail how the Barclays upgrade voucher works.

British Airways American Express for solo travellers

How does the British Airways American Express 2-4-1 voucher work?

There are two ways of earning a British Airways American Express companion voucher:

A solo traveller can use the voucher to book an Avios reward flight. They will get a 50% discount on the Avios required, although full taxes and charges are still due.

The voucher can be used for either a single or return flight, and the flight does not need to start in the UK.

This HfP article explains in detail how British American Express 2-4-1 companion vouchers work.

Don’t forget Virgin Atlantic

Whilst this article is Avios-focussed, it is worth mentioning that the Virgin Atlantic Reward credit cards also offer a voucher each year.

From 1st November 2024 these will be worth a 75,000 points discount on a companion ticket or an upgrade, increased to 150,000 points if you have Virgin Flying Club elite status. This makes them equally attractive for solo travellers.

Conclusion

There is no easy answer as to whether solo travellers come out best overall in the miles and points game.

However, by carrying the right credit cards and exploiting the right opportunities, you can tilt the odds in your favour.

As to whether the British Airways Premium Plus American Express voucher or the Barclaycard Avios Mastercard voucher is best for you, here’s a simple guide:

Step 1

Decide exactly where you want to fly, which class you want to sit in and whether you’ll be flying on a peak or off-peak date

Step 2

Take a look at this table

Step 3

Look up the cost in Avios of the seat BELOW the seat you want to fly in (ie for Club World look at the cost of World Traveller Plus) – this is what a Barclaycard Avios Mastercard voucher seat will cost you. Remember that you can’t fly in First.

Step 4

Work out half the Avios cost of the seat you want to fly in – this is what a British Airways Premium Plus American Express voucher seat will cost you.

Step 5

Make your decision! Remember that taxes and charges are not reduced and are based on the cabin in which you fly.

Further information

Interest rate data for Barclaycard Avios Plus:

The representative APR is 80.1% APR variable, including the annual fee.  The representative APR on purchases is 29.9% variable.

Interest rate data for Barclaycard Avios:

The representative APR is 29.9% variable.

Interest rate data for British Airways Premium Plus American Express:

The representative APR is 137.8% variable, including the annual fee.  The representative APR on purchases is 30.0% variable.

Interest rate data for British Airways American Express:

The representative APR is 30.0% variable.


earns points from credit cards

Want to earn more points from credit cards? – April 2025 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

American Express Preferred Rewards Gold

Your best beginner’s card – 30,000 points, FREE for a year & four airport lounge passes Read our full review

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

The Platinum Card from American Express

80,000 bonus points and great travel benefits – for a large fee Read our full review

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

American Express Business Platinum

50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Capital on Tap Pro Visa

10,500 points (=10,500 Avios) plus good benefits Read our full review

Capital on Tap Visa

NO annual fee, NO FX fees and points worth 1 Avios per £1 Read our full review

British Airways American Express Accelerating Business

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Comments (62)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Tony says:

    No, no, no….it’s impossible to phone Barclaycard to sort out the multitude of problems! Stick to Amex and get straight through for help….

    • polly says:

      TBH, every time l do a direct call via the app, have always got the right help. Maybe l only had simple requests, but after the initial chaos when they first launched these cards, info seems to flow better now.
      Don’t think they were quite prepared for 50k readers on this site to suddenly want their 100k deal!

  • Saurabh says:

    What I fail to understand from this article is what upgrade voucher Barclays vs Amex is better value in terms of fees and avios ? For a solo traveller. Approximately which voucher leads to less avios use when booking a business class seat.

    • BlairWaldorfSalad says:

      I was thinking exactly the same thing. Although even when articles make such claims, there’s always other ways to reach alternative figures. The articles are useful in terms of reaching a general position but are far from an individualised cost-benefit analysis.

      • Saurabh says:

        Maybe it’s their way of being politically correct to not anger either company

    • polly says:

      The Barclay voucher uses max avios ( useful for the avios rich )
      as opposed to BA 241 where you can chose how many avios to use. Easy to compare the 2 options before you book.

    • Rob says:

      It’s very simple.

      Pick the route and the class you want to fly in and whether you want to fly peak or off-peak.

      Take this table: https://www.headforpoints.com/2024/08/29/how-many-avios-do-i-need-to-fly-to-2/

      Look up:

      *the Avios cost of the seat below the seat you want (ie WTP if you want Club World) – this is what a Barclays seat will cost you

      *half the cost of the seat you want to fly in – this is what an Amex 241 will cost you

      I’ve added this into the article at the end.

    • CJD says:

      I’ve picked 5 random examples of popular destinations – Cape Town, Dubai, New York, Singapore and Tokyo.

      If you’re travelling off peak, then there’s close to no difference between the vouchers. Fees are identical no matter what destination you pick. Tokyo and Singapore will cost you identical amounts of Avios (100k and 110k) using both Barclaycard and Amex vouchers. For Cape Town, Dubai and New York, you’ll save 5,000 using the Amex voucher off peak.

      For peak times, the Amex wins hands down, you’ll save about 25,000 to 50,000 with the Amex voucher on peak dates.

      • Guernsey Globetrotter says:

        The other Amex advantage not mentioned here and which applies equally to both solo or group travellers is the extra availability that the BA Premium voucher unlocks. This is potentially a BIG advantage over the Barclays voucher.

        • R76 says:

          Right. This is a HUGE advantage of the Amex voucher which, to be honest, I don’t think HfP talks about nearly enough. I’m just back from a trip which I booked about 2 months ago that was only possible thanks to the extra Amex availability.

          As another data point for the OP, I am a solo traveller, I get both Amex and Barclays vouchers, and the Amex ones have always worked out better. I’m going to have to “waste” my Barclays ones on European redemptions otherwise they’ll expire.

          • Rob says:

            Fair point. We haven’t done an article on this for a while, although it does require Rhys or myself to have an unused voucher to hand to do it. Which, to be fair, I currently do have ….

          • Roy says:

            Do you really need a voucher in hand to check availability, Rob? Isn’t it just a matter of checking availability in the appropriate fare bucket (is it I class?). Or is it not that simple?

          • Rob says:

            Not that simple. It is based on a certain number of I-class tickets being available but the number seems to vary between routes.

  • BA-Flyer says:

    Shouldn’t the Virgin Atlantic credit card voucher be included in this article as well? As a solo traveller, it lets you buy a premium economy ticket and fly in the upper class cabin. You pay the extra business class taxes, but it’s still attractive for someone with no need for a 2-for-1.
    Will this still be a feature of the new vouchers coming next month?

    • Rob says:

      As per the relevant para, it’s really an Avios focused article. When we have full details of how the Virgin vouchers work post-30th October we may revise.

      There is a BIG question mark over whether the vouchers will allow an upgrade on a redemption, because if they did then it would effectively be a free flight and I’m sure Virgin doesn’t want that.

      • LittleNick says:

        How is it free if tax/fees/surcharge is approx £1k?

        • Rob says:

          Let’s call it £600 then 🙂 Irrespective, if you think VS is going to hand you an Upper seat for £600 (£1k less taxes) just for spending £10k on a credit card ….

          • LittleNick says:

            Maybe I’m missing something and need to revise how the Virgin vouchers work as I’m not understanding the value. So in essence if this were the case, would it be points for Economy ticket + voucher + £1000 = upper class ticket?

          • Rob says:

            It would be more like Economy redemption (say 6,000 points + £250) + voucher + £750 (charges differential) = Upper Class ticket, which I’m sure Virgin won’t like.

            VS only see about £600 of the taxes and charges figure, so all they would see from your flight would be 6,000 points used (say £30 notional value) plus £600. Are they going to give up an UC seat for £630?

            This is why I think upgrades may only be possible on cash tickets.

          • LittleNick says:

            Makes sense, thanks for explaining. But you’ve placed no value on the voucher which on the new changes they have valued the voucher at 75k or 150k if red or if virgin status. This is another £750 or £1500.

          • Rob says:

            You’re missing the point. Virgin Atlantic gets no value from your voucher redemption. This is the reason I’m not sure they will allow upgrades of redemptions – they receive too little for your seat.

      • Roy says:

        But they allow upgrades of redemption flights now. Why would it be any worse for them to allow that after November than now?

        In practice it will be pretty much limited to saver redemptions, of course, unless you’re willing to put up lots of additional points, because of the 75,000/150,000 maximum voucher value….

        • Rob says:

          Because now you can only to Premium to Upper so you’re still spending 35,000+ points. Under the new system you could spend as few as 6,000 points (Economy ticket) and upgrade it directly to Upper with a card voucher. Is that really going to be allowed?

          • Roy says:

            Oh, I missed that – have they really said that we will be able to upgrade multiple classes? That seems surprising…

          • Rob says:

            You can ALREADY upgrade multiple classes with Virgin Points, just not with a credit card voucher.

            It’s only BA that doesn’t allow this.

          • Roy says:

            Ok, but it would be surely be easy for them to restrict voucher upgrades to one class, as now…

          • Rob says:

            Obviously they could but that’s not the impression I got – they don’t want messy small print any longer. Saying ‘no upgrades on redemptions’ would be easier. Let’s see.

  • Nick says:

    Off topic – if you saved a Marriot offer to your Amex (spend £200 get £75 back) does it trigger if you book a hotel that is pay now or does it only trigger on check out?

    I’m wondering as a booking I’m about to make says it will charge me today but the stay won’t be till January (outside offer date). Not crystal clear in the terms.

    Thanks

    • Rob says:

      It is very crystal clear in the terms – checkout spend only. However, in reality, it will trigger on a pre-paid if the hotel can be bothered to charge you in advance.

    • BBbetter says:

      Marriott hotels charge your card two days after booking for ‘pay now’ bookings. Wait for a few days and if it’s not charged, call the hotel.

  • Wee paul says:

    As a solo traveller, I still feel short changed by the BA 241. The way I look at it is that a couple get two 50% discounts on their tickets; I only get one. I still have a 15k spend for half the benefit. For parity my voucher should be usable twice.

  • aq.1988 says:

    The Amex voucher is better in terms of being able to use it in First class, start journey’s outside the UK, use it on Iberia and Aer Lingus, not be limited to max avios option, and I think 50% off is always better than the difference between Business and PE, and PE to Economy.

    But, that will now cost £300, and require £15k spend.

    Like me, you could earn the upgrade voucher for free on the Barclaycard, by spending only £5k more (although you lose 0.5 avios per £1), or pay £20pm on the Plus card, and earn it after only £10k spend. And, because it’s a Mastercard, it’s accepted pretty much everywhere.

  • Simon says:

    Slightly off topic but with the Barclaycard with the 25k sign up points, is this amount and the regular monthly avios that come through eligible for the avios booster? Please and thank you…

    • Lumma says:

      Regular spend is definitely. I can’t see how it would distinguish between the bonus points and regular spend as it all gets sent over in one lump sum

  • HampshireHog says:

    Re the linked table it’s 115000 Avios + £ 252.50 for peak Sydney in PE where it’s marked TBA

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