Maximise your Avios, air miles and hotel points

NEW: Convert Avios to Marriott Bonvoy hotel points – but is it worth it?

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Qatar Airways Privilege Club has extended its partnership with Marriott Bonvoy. You have always been able to convert Bonvoy points into Qatar Airways Privilege Club Avios at the usual 3:1 rate, but now you can do it the other way.

Yes, you can convert your Avios into Marriott Bonvoy points. Details are here.

Why are we not more excited? Because, frankly, the conversion rate is weak.

2 Avios gets you 1 Marriott Bonvoy point.

We value Avios at 1p when used for premium cabin flights, and Marriott Bonvoy points at 0.5p. This means you would be giving up 2p of Avios to get 0.5p of Marriott points.

Now, my Bonvoy valuation is possibly too low. If you pick and choose when to redeem, you can get 1p per Marriott point. My spreadsheet of my last 9m (!) redeemed Marriott points shows I got 0.77p of value, although sometimes I valued a stay at below the cash price because the cash price was one I would never have paid.

(Yesterday I was looking at The St Regis in New York for next year, for example. A three night stay is 400,000 Bonvoy points or £4,300, so 1.1p per point. However, if I had to pay cash I would go elsewhere – I could find something equally plush for £750 per night.)

Even at 0.77p per Marriott point, you’d only be getting 0.38p per Avios if you converted.

Let’s say you did value a Marriott Bonvoy point at 1p – and I’d be questioning you carefully if you believed that was routinely possible. You would still only be getting 0.5p per Avios.

A more sensible option would be to conserve your Avios and transfer across American Express Membership Rewards points to Marriott (at a 2:3 ratio) or buy Marriott Bonvoy points in a promotion when you can get them for around 0.8p.

There are now four ways of converting Avios to ‘big six’ hotel points:

  • Qatar Airways Privilege Club to Marriott Bonvoy
  • Qatar Airways Privilege Club to Accor Live Limitless
  • Finnair Plus to Accor Live Limitless
  • Finnair Plus to IHG One Rewards

None of these deals offer good value. I’ll do a longer article in a few days showing you why in more detail.

The only ‘Avios to hotel’ offer I can wholeheartedly recommend is using Finnair Plus Avios for Scandic and Sokos hotels in Scandinavia, which can be great value as I wrote here.

Full details of the new ‘Avios to Bonvoy’ conversion deal are on the Qatar Airways website here.

PS. The weak Avios to Bonvoy transfer rate has got me worried about the upcoming ‘Nectar to Marriott Bonvoy’ transfer rate when the new partnership launches. It really needs to be 1:1 in both directions if it is to get any traction. After all, a Nectar point is worth 0.5p of hard cash and our fair value of a Marriott point is also 0.5p. If Marriott’s financial model says 1:1 doesn’t work, it should scrap the financial model and think about the marketing benefits instead.


How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2025)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 30,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

80,000 bonus points and great travel benefits – for a large fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, and the standard card is FREE. Capital on Tap cards also have no FX fees.

Capital on Tap Visa

NO annual fee, NO FX fees and points worth 1 Avios per £1 Read our full review

Capital on Tap Pro Visa

10,500 points (=10,500 Avios) plus good benefits Read our full review

There is also a British Airways American Express card for small businesses:

British Airways American Express Accelerating Business

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (13)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • BA Flyer IHG Stayer says:

    No because the transaction is done by points.com not Hilton.

  • VinZ says:

    I can finally spend some miles and more points to fly to Italy. Maybe!

  • Inman says:

    I’ve got a flight booked on ITA from LCY to LIN during May bank holiday next year. Any idea what would happen? Having to fly easyJet is a scary thought.

    • Alex G says:

      EasyJet is on a part with BA economy IMO.

      RyanAir would be scary.

    • Michael Jennings says:

      LCY isn’t a Lufthansa group hub, so I can see no reason why ITA won’t keep flying that route.

  • Richie says:

    It will be interesting to see how quickly there are flight changes at Linate and Fiumicino.

  • W says:

    Will miss this once ITA exits Skyteam. Fast track at LHR, priority boarding and access to SAS gold lounges since SAS joined skyteam

  • vlcnc says:

    Keeping fingers crossed they renew our Volare statuses again, its been so useful for us as partner is Italian and we visit family a couple of times a year.

  • Travel Strong says:

    “The only ‘Avios to hotel’ offer I can wholeheartedly recommend is using Finnair Plus Avios for Scandic and Sokos hotels in Scandinavia, which can be great value”

    I put this to the test last week, and my god it was convoluted 😅 the finnair store is truly awful, and failure of finnair to send 2FA codes took a while to resolve. However after an hour or two of perseverance I now have a night at a Scandic for £62 and 500 avios instead of £112.

    10p per avios but will struggle to use more than 500 avios in such a way 😅

    • Rob says:

      Once you get into your Finnair account, turn off 2FA!

      • Travel Strong says:

        Getting in being the first hurdle 😁

        However I found going to a different page worked. Logging in via a different full page login screen sent the 2FA immediately. It is the login via the widget in the top right of the homepage that fails.

        I also bought finnair avios so had to have 2FA enabled for transferring to BA. As suggested, I set up Google Authenticator app for that – also not straight forward, but worked in the end.

  • Alex G says:

    The Microsoft Authenticator app works great for Finnair.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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