Virgin Money

HSBC Premier Mastercard

The HSBC Premier Mastercard is the most generous Visa or MasterCard which offers Avios points. It can also be used to earn Etihad Guest, Krisflyer or Asia Miles points. You need to have a HSBC Premier current account to apply which, whilst free, requires specific income and investment criteria. My review of the card is here. A new World Elite version, with a £195 fee, was launched in 2016 and is reviewed here.

What are the top UK credit card sign-up deals by £ value? (post-devaluation 2019 edition!)

Following the recent changes to the sign-up bonus rules on the UK American Express credit cards, many of you will have had to reassess your strategy for earning miles from travel rewards credit card sign-up bonuses. Under the new structure, you are very limited in […]

Will Amex devalue Membership Rewards – and should you convert Amex, Clubcard, Heathrow or HSBC points to Avios on receipt?

In the comments to our article yesterday on the changes to certain American Express card sign-up and referral bonuses, a couple of readers questioned the merit of leaving their Membership Rewards points sitting with American Express, rather than moving them. The logic, according to these […]

Bits: 15% Etihad discount code and 20% transfer bonus, Opodo discounts, new Hilton Curio in London

News in brief: New Etihad discount codes released Etihad has launched two new discount codes, worth up to 15% off the cost of a flight booked over the next two weeks. The codes are: 15% off Economy Class flights – EYECO15 15% off Business Class […]

Why the only thing better than transferable points is INSTANTLY transferable points

One of the key ideas I push on Head for Points is that transferable, or convertible, points are better than non-transferable points. The best way to explain this is via American Express Membership Rewards points, earned from Amex Gold, Amex Platinum and the Amex Rewards […]

Get 5,000 Avios (or other miles) sign-up bonus with the free HSBC Premier credit card

HSBC Premier has launched a special sign-up bonus on its free HSBC Premier credit card. Until 2nd March, you will receive 10,000 HSBC Premier points – the usual bonus is nothing – when you take out the free HSBC Premier credit card and spend £1,000 […]

What is the best credit card for foreign spend when someone else is paying?

We write a lot on Head for Points about ways to minimise the 2.99% foreign exchange fee added to most credit and debit card transactions outside the UK. For personal travel you might want to get a separate free credit card to use abroad.  There are no travel […]

What are the best Star Alliance credit cards for UK residents?

I wanted to take a look another look what is out there in the way of UK Star Alliance credit cards, since access to earning via a credit or charge card is often a key factor in choosing a programme. The merger of Marriott Rewards and […]

Credit & Charge Card Reviews (7): HSBC Premier World Elite Mastercard

This is my review of the HSBC Premier World Elite Mastercard credit card. It is part of my series of articles looking at the major UK loyalty credit cards and discussing whether or not they are worth applying for. These articles will be linked to […]

Credit & Charge Card Reviews (6): HSBC Premier Mastercard

This is my review of the HSBC Premier Mastercard credit card. It is part of my series of articles looking at the major UK loyalty credit cards and discussing whether or not they are worth applying for. These articles will be linked to the relevant […]

Bits: free £18 with a $ prepaid Mastercard, Virgin launches NYC Pride flight, HSBC Premier gives Langham status

News in brief: Get £18 ‘free’ with a FairFX prepaid Dollar Mastercard Groupon is running an interesting offer on FairFX prepaid currency cards at the moment. Via this link you can, for £7, buy yourself a US$ prepaid Mastercard.  When you load the card with […]

Bits: free hotel night with HSBC Premier credit card, Hilton to open at Silverstone

News in brief: HSBC Premier credit card offering a free hotel night HSBC Premier has brought back its ‘free hotel nights’ offer on its free HSBC Premier Mastercard credit card. If you take out the HSBC Premier credit card before 9th November you can claim […]

Which five loyalty credit cards are worth keeping for their benefits even if you never use them?

Typically there are three different types of travel loyalty credit cards you can apply for: Cards you get just for the sign-up bonus Cards you get primarily for the strong on-going earnings rate Cards you get but don’t use because they come with generous perks […]

Should you convert Clubcard, Amex, Heathrow or HSBC points to Avios on receipt?

This article is another of the ‘how to’ pieces we have been running over August for the benefit of newer readers, although hopefully everyone will get some value from them. A regular email question I receive from readers is about ‘convertible’ points.  There is a […]

Bits: 25% bonus on HSBC Premier to Avios transfers, new Heathrow Rewards sign-up bonus, 40% bonus buying Hyatt points

News in brief: 25% bonus when you transfer HSBC Premier credit card points to Avios HSBC Premier has launched a (targeted?) 25% bonus on points transfers to Avios. This is a little surprising, since in October 2016 they said that they were ending their annual 50% […]

What is the best Visa or Mastercard travel loyalty credit card?

I get a steady stream of reader emails looking for advice on the best Visa or Mastercard miles and points card.  With earning rates being cut following the EU cap on interchange fees, it isn’t easy. The Head for Points credit card guide covers many […]

What is the best Avios credit card? (Part 1: comparing sign-up bonuses)

What is the best credit card for earning Avios points?  This is not as easy an answer as you might think and beginners to this hobby may not be aware of the full range of cards which are available.  You have more options than you […]

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