Reply To: No response after applying for Barclaycard?

[ThriceForgiven]

urbt wrote:

This is what happened to me. I got a letter about 2 weeks later telling me I’d been declined (no reason given). I have written them to request more details and to reconsider my application manually (under the Data Protection Act).

I just got the rejection letter which is a bit astounding to me. In the document they state a list of reasons for this ‘which could include’ about 8 bullet points of things that don’t apply to me, as I have an almost perfect credit score (998), multiple cards on low credit utilisation, and comfortably above salary requirements.

Would you mind sharing exactly how you requested more details and a manual reconsideration under Data Protection Act? Did you send them an e-mail and if so to which address? I don’t even really care about the card any more (the horror stories about this bank are numerous) but don’t want a permanent stain on my credit score…

Thanks.