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When Tesco Bank screwed the pooch on their application of Cash Advance fees for Curve usage, I was multiple times told that I would have been sent a letter (I wasn’t). I challenged them to find a copy of this letter with my name and address on, and they were unable to do so; with nonsense like ‘we don’t keep copies of all correspondence’ (they do). The FOS pushed them on this and they conceded eventually that no letter had been sent.
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