Reply To: Amex International Currency Card – MR points transfers data point

[Luca M]

Lux wrote:

You’re right @guernsey, I’d held the card for so long that i likely only broke even on the fee and points. But it was useful when I was doing some parallel banking in my USD-paid days.

As for earning on USD spend, this is why my legacy MBNA Horizon card will never be cancelled – 0.5% rebate on an exchange fee-free card is an ongoing benefit, although I’ve never looked into the underlying exchange rates.

I also have the MBNA Horizon Cashback VISA (alongside many other legacy reward/forex spend cards not opened to new applicants), and I occasionally use it to keep it alive (it use VISA standard exchange rate), but right now the best forex spend reward cards are probably the NatWest/RBS Black MasterCard Word Elite (carry a fee) or the Chase UK MasterCard World Elite MasterCard (1% capper at £15 per month though- £1500 equivalent spend), both offering MasterCard standard exchange rate, which for the majority of currencies and time, beat VISA rates