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Forums Payment cards American Express Zipcars are covered under Platinum car hire excess insurance but Zipvans are not Reply To: Zipcars are covered under Platinum car hire excess insurance but Zipvans are not

643 posts

Absolutely, @Lady London, but I think the definition of a “commercial vehicle” would be useful somewhere in their T&Cs? Chatting to a few people who have the card and rely on this excess insurance, they were all of the view they’d be covered in a Zipvan as it’s not “commercial”. I personally pictures a Luton van and above under a “commercial vehicle,” but definitely interested in the views of others.

If you were to buy that van yourself, would the price on the windscreen at the dealer be +VAT? If so, it’s a commercial vehicle.

Wonder how many people have hired a cheap U-Haul in the states thinking they could rely on this policy.

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